Petronesa - HDM Capital

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== Product Features ==
== Product Features ==
*Location : West Malaysia only.
*Location : West Malaysia only.
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*Type OF Employer (Ag Policy)  
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*Employment Sector:
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# Federal Government(AG)
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#Sector A:AG/POLICE (exclude Occupation in Sector L)
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# Police
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#Sector B:WM State Govt (exclude Occupation in Sector L)
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# Government Universities & Hospitals
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#Sector C:Acceptance List: Institution /Suruhanjaya/Statutory Bodies/Govt Linked Companies (exclude Occupation in Sector L)
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# West Malaysia state Government(State Treasury Payslip)
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#Sector D:Acceptance List: Majlis /Lembaga /Perbadanan /Dewan /Govt Universities /Govt Linked Co.(exclude Occupation in Sector L)
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# LHDN, KWSP & Perkeso
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#Sector L:PRA/Security Guard(KP11)/Pegawai Keselamatan/Polis Keselamatan/Polis Bantuan /Jaga /Pemandu /Operator/Attendant /Tukang Masak /Tukang Kebun /IMG
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# Majlis Amanah Rakyat(MARA)
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#Sector P:Acceptance List:Private Companies
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# Employer with pension scheme(under acceptance list)
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#Sector P:High Risk customer from employment sector A,B,C,D
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== Employment Status A ==
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*Sabah and Sarawak State Gov & its related "Badan Berkanun":'''REJECT'''
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*Criteria :
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*Contract Staff: '''REJECT'''
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**Permanent
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** For more details, pls click below:
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**Working more then 1 year
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**Criteria : [[Media:Petronesa-HDM-Criteria.pdf]]
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**Payslip <b>WITHOUT</b> deduction EPF
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*Interest : 6.99%
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*Tenure : Min 1 to 20 Years.
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*Payout : 90%
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* Facility Amount :
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**Minimum : RM1000
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**Maximum : RM150,000 or 50Xs which ever is lower
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**PRA, Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max Rm75,000
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**Pegawai Keselamatan, Polis Keselamatan, Polis Bantuan & Jaga : Max 30,000
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* Financing Age :  
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**Retirement Age                      Financing Age
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**    55                                18 to 54.25
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**    56                                18 to 55.00
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**    58                                18 to 56.50
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*Minimum Salary :
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**RM800 - Police
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**RM900 - All applicants.
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----
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== Acceptance List ==
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== Employment Status B ==
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*Download: [[Media:Petronesa-HDM-Acceptance-List.pdf]]
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*Criteria :
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**Permanent
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== Employment Status A - 8.99% - 10.50% (WM & SABAH) ==
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**Working more then 1 year
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*Employment Status :Permanent -Working min 3 months in service- '''below 1 year of service need CTC Letter Of Offer'''
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**Payslip <b>WITH</b> deduction EPF
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*Age: 19 - 57 years
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* Facility Amount :  
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*Tenure: Min 1 to 10 Years.
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#Working 1 to 3 years(under EPF)
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*Salary: All Applicants :RM1,500 , Police :RM1,000
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*Max RM100,000.00 or, IF 25Xs below RM50,000.00 can go for RM50,000.00
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*Payout: 77.50%
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#Working more than 3 years(Under EPF)
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*Facility Amount :  
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*Max RM100,000.00 or, IF 25Xs below RM50,000.00 can go for RM50,000.00
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**New Acc:
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*Min:RM1,000
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*Max:RM50,000 or 30X which ever is lower
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**Existing Acc:
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*Min:RM1,000
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*Max:RM100,000 or 30X which ever is lower
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 +
== Employment Status B, C, D - 8.99% -10.50% ==
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* Criteria:
 +
 
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== CTOS For All Types of Employer ==
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* Max RM25,000 or 2 cases (allow to do partial settlement)

Latest revision as of 09:56, 16 May 2016

Contents

Product Features

  • Location : West Malaysia only.
  • Employment Sector:
  1. Sector A:AG/POLICE (exclude Occupation in Sector L)
  2. Sector B:WM State Govt (exclude Occupation in Sector L)
  3. Sector C:Acceptance List: Institution /Suruhanjaya/Statutory Bodies/Govt Linked Companies (exclude Occupation in Sector L)
  4. Sector D:Acceptance List: Majlis /Lembaga /Perbadanan /Dewan /Govt Universities /Govt Linked Co.(exclude Occupation in Sector L)
  5. Sector L:PRA/Security Guard(KP11)/Pegawai Keselamatan/Polis Keselamatan/Polis Bantuan /Jaga /Pemandu /Operator/Attendant /Tukang Masak /Tukang Kebun /IMG
  6. Sector P:Acceptance List:Private Companies
  7. Sector P:High Risk customer from employment sector A,B,C,D
  • Sabah and Sarawak State Gov & its related "Badan Berkanun":REJECT
  • Contract Staff: REJECT

Acceptance List

Employment Status A - 8.99% - 10.50% (WM & SABAH)

  • Employment Status :Permanent -Working min 3 months in service- below 1 year of service need CTC Letter Of Offer
  • Age: 19 - 57 years
  • Tenure: Min 1 to 10 Years.
  • Salary: All Applicants :RM1,500 , Police :RM1,000
  • Payout: 77.50%
  • Facility Amount :
    • New Acc:
  • Min:RM1,000
  • Max:RM50,000 or 30X which ever is lower
    • Existing Acc:
  • Min:RM1,000
  • Max:RM100,000 or 30X which ever is lower

Employment Status B, C, D - 8.99% -10.50%

  • Criteria:

CTOS For All Types of Employer

  • Max RM25,000 or 2 cases (allow to do partial settlement)
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