Koputri

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(Target Market)
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== Target Market ==  
== Target Market ==  
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* All Government employee
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# All Government employee
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== Non Target Market ==  
== Non Target Market ==  

Revision as of 02:42, 8 December 2015

Contents

Product Features PERMANENT

  • Location: Whole Malaysia
  • Employment Status: 8 Months and Above.
  • Interest Rate:4.99%
  • Payout: 90% -506.60- 2 months installment
  • Tenure: Min 2 year - Max 10 years
  • Finance: Min RM1,000 to RM250,000
  • Salary: RM1500 and above only
  • Salary: RM2000 and above ( PAR and PEMANDU)
  • Age: 19 years and above
  • TAT:
  • Expired Facility: 55 years old(with opsyen letter)
  • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
  • Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
  • For more details, pls click below:

Product Features CONTRACT

  • With BPA Deduction
    • Location : Whole Malaysia
    • Employment Status: Customer need to work 2 years and above.
    • Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
    • Tenure: Min 2 year - Max 5 Years
    • Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
    • Payout: 90% -506.60- 2 months installment
    • Expired Facility: 58 years old
    • Salary: RM1,000 and above only
    • Age: 19 years and above
    • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only. (Work in Office)
    • Important Notes:
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
  • Without BPA Deduction
    • Location: Whole Malaysia
    • Employment Status: Customer needs to at leaast renew contract once.
    • Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
    • Tenure: Min 1 year - Max 5 Years
    • Interest Rate:6.90%
    • Payout:90% -506.60- 2 months installment
    • Salary: RM1,500 and above only
    • Age: 19 years and above
    • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only.(Work in Office)
    • Important Notes:
      • Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
      • 2013-12-13: KOPUTRI -New Guideline

New guideline (with immediate effect) for koputri, application forms must attached:

  • 1. Maybank acc book
  • 2. Utility Bill (address must same with application form)
  • 3. Every 3rd of the month latest payslip must be provided
  • 4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Document List

  1. Koputri Agreement (Page 1 - 14)
  2. BPA - 2 copies
  3. Photocopy of IC (disahkan majikan ori) - 3 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
  6. Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
  7. Bank Account copy
  8. Settlement statement (if any-exp must be more than 2 weeks)
  9. Opsyen Letter (if any-with cop ori majikan)
  10. DSR Form - Media:Borang-Dsr1.docx

Target Market

  1. All Government employee

Non Target Market

  1. Yayasan Selangor
  2. Tenaga Malaysia Berhad


Calculation Sheet & Repayment Table

Koputri Calculation System: Media:KOPUTRI-CEF.xls

Personal tools