Koputri
From Internal
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== Target Market == | == Target Market == | ||
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== Non Target Market == | == Non Target Market == | ||
Revision as of 02:42, 8 December 2015
Contents |
Product Features PERMANENT
- Location: Whole Malaysia
- Employment Status: 8 Months and Above.
- Interest Rate:4.99%
- Payout: 90% -506.60- 2 months installment
- Tenure: Min 2 year - Max 10 years
- Finance: Min RM1,000 to RM250,000
- Salary: RM1500 and above only
- Salary: RM2000 and above ( PAR and PEMANDU)
- Age: 19 years and above
- TAT:
- Expired Facility: 55 years old(with opsyen letter)
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
- Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
- For more details, pls click below:
- Criteria : Media:KOPUTRIcriteria.pdf
Product Features CONTRACT
- With BPA Deduction
- Location : Whole Malaysia
- Employment Status: Customer need to work 2 years and above.
- Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
- Tenure: Min 2 year - Max 5 Years
- Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
- Payout: 90% -506.60- 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 19 years and above
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only. (Work in Office)
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
- COMPULSORY to provide (offer letter) or surat perlantikan.
- Without BPA Deduction
- Location: Whole Malaysia
- Employment Status: Customer needs to at leaast renew contract once.
- Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
- Tenure: Min 1 year - Max 5 Years
- Interest Rate:6.90%
- Payout:90% -506.60- 2 months installment
- Salary: RM1,500 and above only
- Age: 19 years and above
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only.(Work in Office)
- Important Notes:
- Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
- COMPULSORY to provide (offer letter) or surat perlantikan.
- 2013-12-13: KOPUTRI -New Guideline
New guideline (with immediate effect) for koputri, application forms must attached:
- 1. Maybank acc book
- 2. Utility Bill (address must same with application form)
- 3. Every 3rd of the month latest payslip must be provided
- 4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Document List
- Koputri Agreement (Page 1 - 14)
- BPA - 2 copies
- Photocopy of IC (disahkan majikan ori) - 3 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
- Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
- Bank Account copy
- Settlement statement (if any-exp must be more than 2 weeks)
- Opsyen Letter (if any-with cop ori majikan)
- DSR Form - Media:Borang-Dsr1.docx
Target Market
- All Government employee
Non Target Market
- Yayasan Selangor
- Tenaga Malaysia Berhad
Calculation Sheet & Repayment Table
Koputri Calculation System: Media:KOPUTRI-CEF.xls
