Koputri

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Line 10: Line 10:
* Age: 19 years and above
* Age: 19 years and above
* TAT:
* TAT:
-
* Expired Facility: 58 years old(with opsyen letter)
+
* Expired Facility: 55 years old(with opsyen letter)
* Yuran: RM30
* Yuran: RM30
-
* CTOS: RM30K and below
+
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
* Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
* Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
* For more details, pls click below:
* For more details, pls click below:
Line 22: Line 22:
** Employment Status: Customer need to work 2 years and above.
** Employment Status: Customer need to work 2 years and above.
** Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
** Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
-
** Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
 
** Tenure: Min 2 year - Max 5 Years
** Tenure: Min 2 year - Max 5 Years
** Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
** Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
Line 28: Line 27:
** Expired Facility: 58 years old
** Expired Facility: 58 years old
** Salary: RM1,000 and above only
** Salary: RM1,000 and above only
-
** Age: 18 years and above
+
** Age: 19 years and above
** Yuran: RM30
** Yuran: RM30
-
** CTOS: Borrower: $30k and below, Guarantor: No Limit
+
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
** TAT: 2 - 3 Weeks
** TAT: 2 - 3 Weeks
** Employment Status: Admin and above position only. (Work in Office)
** Employment Status: Admin and above position only. (Work in Office)
Line 40: Line 39:
** Location: Whole Malaysia
** Location: Whole Malaysia
** Employment Status: Customer needs to at leaast renew contract once.
** Employment Status: Customer needs to at leaast renew contract once.
-
** Finance: Min RM2,000 to RM20,000
+
** Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
** Tenure: Min 1 year - Max 5 Years
** Tenure: Min 1 year - Max 5 Years
-
** Interest Rate: Min Tenure 1 to 5 years: 6.99%
+
** Interest Rate:6.90%
** Payout:90% -506.60- 2 months installment
** Payout:90% -506.60- 2 months installment
-
** Expired Facility: 58 years old
+
** Salary: RM1,500 and above only
-
** Salary: RM1,000 and above only
+
** Age: 19 years and above
-
** Age: 18 years and above
+
** Yuran: RM30
** Yuran: RM30
-
** CTOS: Borrower: RM30K and below, Guarantor: No Limit
+
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
** TAT: 2 - 3 Weeks
** TAT: 2 - 3 Weeks
** Employment Status: Admin and above position only.(Work in Office)
** Employment Status: Admin and above position only.(Work in Office)

Revision as of 08:20, 4 December 2015

Contents

Product Features PERMANENT

  • Location: Whole Malaysia
  • Employment Status: 8 Months and Above.
  • Interest Rate:4.99%
  • Payout: 90% -506.60- 2 months installment
  • Tenure: Min 2 year - Max 10 years
  • Finance: Min RM1,000 to RM250,000
  • Salary: RM1500 and above only
  • Salary: RM2000 and above ( PAR and PEMANDU)
  • Age: 19 years and above
  • TAT:
  • Expired Facility: 55 years old(with opsyen letter)
  • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
  • Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
  • For more details, pls click below:

Product Features CONTRACT

  • With BPA Deduction
    • Location : Whole Malaysia
    • Employment Status: Customer need to work 2 years and above.
    • Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
    • Tenure: Min 2 year - Max 5 Years
    • Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
    • Payout: 90% -506.60- 2 months installment
    • Expired Facility: 58 years old
    • Salary: RM1,000 and above only
    • Age: 19 years and above
    • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only. (Work in Office)
    • Important Notes:
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
  • Without BPA Deduction
    • Location: Whole Malaysia
    • Employment Status: Customer needs to at leaast renew contract once.
    • Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
    • Tenure: Min 1 year - Max 5 Years
    • Interest Rate:6.90%
    • Payout:90% -506.60- 2 months installment
    • Salary: RM1,500 and above only
    • Age: 19 years and above
    • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only.(Work in Office)
    • Important Notes:
      • Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
      • 2013-12-13: KOPUTRI -New Guideline

New guideline (with immediate effect) for koputri, application forms must attached:

  • 1. Bank Rakyat acc book
  • 2. Utility Bill (address must same with application form)
  • 3. Every 3rd of the month latest payslip must be provided
  • 4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Document List

  1. Koputri Agreement (Page 1 - 14)
  2. BPA - 2 copies
  3. Photocopy of IC (disahkan majikan ori) - 3 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
  6. Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
  7. Bank Account copy
  8. Settlement statement (if any-exp must be more than 2 weeks)
  9. Opsyen Letter (if any-with cop ori majikan)
  10. DSR Form - Media:Borang-Dsr1.docx

Target Market

  • All Government employee
  • Refer to MSSSB System > Department Report for more information

GLC Target Market List

  1. Felda Holdings Berhad
  2. Malaysia Debt Ventures Berhad
  3. Mardec Berhad
  4. Padi Beras Nasional Berhad
  5. Pengurusan Danaharta Nasional Berhad
  6. Malaysia Airport Holdings Berhad
  7. Mimos Berhad
  8. Sirim Berhad
  9. Felcra Berhad
  10. Institut Terjemahan Negara Malaysia Berhad
  11. Pengurusan Aset Air Berhad
  12. POS Malaysia Berhad
  13. Radio Televisyen Malaysia Berhad
  14. TELEKOM Malaysia Berhad
  15. Tenaga Nasional Berhad

Calculation Sheet & Repayment Table

Koputri Calculation System: Media:KOPUTRI-CEF.xls

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