Koputri
From Internal
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** It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD) | ** It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD) | ||
- | Download CEF: [[Media:Koputri- | + | Download CEF: [[Media:Koputri-SpeedL-1-CEF.zip]] |
=== SPEED 2 === | === SPEED 2 === |
Revision as of 02:37, 14 December 2013
Contents |
Product Features PERMANENT
=== SPEED (OLD) === TEMPORARY STOP
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate:
- Tenure 1 to 2 years: 4.99%
- Tenure 3 to 10 years: 5.99%
- Payout: 94.5% - 2 months installment - RM440.00
- Tenure: Min 1 year - Max 10 years
- Finance: Min RM2,000 to RM250,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: RM30K and below
- TAT: 2 - 3 weeks
- Tenure: 20 years
- Koop Charges: RM440.00
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
SPEED 1
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate: 5.50%
- Payout: 92.5% - 2 months installment - RM440.00
- Tenure: Min 1 year - Max 10 years
- Finance: Min RM2,000 to RM250,000
- Salary: RM1500 and above only
- Salary: RM2000 and above ( PAR and PEMANDU)
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: RM30K and below
- Tenure: 10 years
- Koop Charges: RM440.00
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
Download CEF: Media:Koputri-SpeedL-1-CEF.zip
SPEED 2
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate: 5.50%
- Payout: 82% - 2 months installment - RM440.00
- Tenure: Min 1 year - Max 10 years
- Finance: Min RM2,000 to RM250,000
- Salary: RM1500 and above only
- Salary: RM2000 and above (PAR ans PEMANDU)
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: RM30K and below
- TAT: 2 weeks
- Tenure: 10 years
- Koop Charges: RM440.00
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
Download CEF: Media:Koputri-Speed-2-CEF.zip
Product Features CONTRACT
- With BPA Deduction
- Location : Whole Malaysia
- Employment Status: Customer need to work at least 6 months.
- Finance: Min RM2,000 to RM20,000
- Tenure: Min 1 year - Max 5 Years
- Interest Rate: Min Tenure 1 to 5 YRS: 6.99%
- Payout: 94.5% - RM440.00 - 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 18 years and above
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor: No Limit
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only. (Work in Office)
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
- COMPULSORY to provide (offer letter) or surat perlantikan.
- Without BPA Deduction
- Location: Whole Malaysia
- Employment Status: Customer needs to at leaast renew contract once.
- Finance: Min RM2,000 to RM20,000
- Tenure: Min 1 year - Max 5 Years
- Interest Rate: Min Tenure 1 to 5 years: 6.99%
- Payout: 94.5% - RM440.00 - 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 18 years and above
- Yuran: RM30
- CTOS: Borrower: RM30K and below, Guarantor: No Limit
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only.(Work in Office)
- Important Notes:
- Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
- COMPULSORY to provide (offer letter) or surat perlantikan.
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Document List
- Koputri Agreement (Page 1 - 14)
- BPA - 2 copies
- Photocopy of IC (disahkan majikan ori) - 3 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
- Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
- Bank Account copy
- Settlement statement (if any-exp must be more than 2 weeks)
- Opsyen Letter (if any-with cop ori majikan)
- DSR Form - Media:Borang-Dsr1.docx
Target Market
- All Government employee
- Refer to MSSSB System > Department Report for more information
GLC Target Market List
- Felda Holdings Berhad
- Malaysia Debt Ventures Berhad
- Mardec Berhad
- Padi Beras Nasional Berhad
- Pengurusan Danaharta Nasional Berhad
- Malaysia Airport Holdings Berhad
- Mimos Berhad
- Sirim Berhad
- Felcra Berhad
- Institut Terjemahan Negara Malaysia Berhad
- Pengurusan Aset Air Berhad
- POS Malaysia Berhad
- Radio Televisyen Malaysia Berhad
- TELEKOM Malaysia Berhad
- Tenaga Nasional Berhad
Factor Koputri 6.99% - 94.5%
YEARS | MONTH | FACTOR |
---|---|---|
1 | 12 | 11 |
2 | 24 | 22 |
3 | 36 | 30 |
4 | 48 | 38 |
5 | 60 | 46 |
6 | 72 | 52 |
7 | 84 | 59 |
8 | 96 | 64 |
9 | 108 | 69 |
10 | 120 | 74 |
11 | 132 | 79 |
12 | 144 | 83 |
13 | 156 | 87 |
14 | 168 | 91 |
15 | 180 | 94 |
16 | 192 | 97 |
17 | 204 | 100 |
18 | 216 | 103 |
19 | 228 | 106 |
20 | 240 | 108 |
- LOAN ELIGIBLE = Gross Salary x (60%/50%/40%) - all deduction - RM30 x factor
- IN HAND = LOAN ELIGIBLE x 94.5% - RM440 - 2 month installment