Petronesa - KFH
From Internal
(Difference between revisions)
(→Product Features) |
(→Product Features) |
||
| (9 intermediate revisions not shown) | |||
| Line 10: | Line 10: | ||
# "Berhad and "Sdn Bhd" reject | # "Berhad and "Sdn Bhd" reject | ||
* Interest Rate: | * Interest Rate: | ||
| - | + | ** 6 to 20 years:3.99% | |
| - | ** 6 to 20 years: | + | * Payout: 90%-RM50(loan below RM30K)/RM100(loan above RM30K)- RM50 (for any redemption case) - 1 months installment |
| - | * Payout: | + | * Facility Tenure: Min 6 years - Max 20 years |
| - | * Facility Tenure: Min | + | |
** age 55 (option 56), 57 (option 58), 59 (option 60) | ** age 55 (option 56), 57 (option 58), 59 (option 60) | ||
* Employment Status: Work for 1 year and above | * Employment Status: Work for 1 year and above | ||
| Line 23: | Line 22: | ||
* Expired Facility: 59 years old | * Expired Facility: 59 years old | ||
* Fees: Waived | * Fees: Waived | ||
| - | * Blacklist: RM25,000 and below (Above RM25,000 - | + | * Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case) |
* CCRIS: Waived | * CCRIS: Waived | ||
| + | |||
| + | == Allowances == | ||
| + | === Accepted List === | ||
| + | '''Fixed Allowance''' | ||
| + | * Imbuhan Tetap Perkhidmatan Awam | ||
| + | * Imbuhan Perumahan | ||
| + | * Bantuan Sara Hidup | ||
| + | * Elaun Keraian | ||
| + | |||
| + | '''Case by Case Basis''' | ||
| + | * Elaun BI Wilayah | ||
| + | * Elaun Motosikal | ||
| + | * Elaun Menyelam | ||
| + | * Elaun Post Basik | ||
| + | * Elaun Penguat Kuasa | ||
| + | |||
| + | === Rejected List === | ||
| + | * Elaun Lebih Masa (OT) | ||
| + | * Imbuhan Tahunan (Bonus) | ||
| + | * Tunggakan (Arrears) | ||
| + | * Elaun Memangku | ||
| + | * Elaun Tanggungan | ||
| + | * Elaun Jahitan | ||
| + | * Elaun Warden | ||
| + | (This list will be updated from time to time) | ||
| + | |||
| + | === Payslip Expiry Date === | ||
| + | |||
| + | *Payslip will expire every 30th of the subsequent month. | ||
| + | |||
| + | == Repayment Table == | ||
| + | [[Media:PETRONESA-KFH-RT3.99.pdf]] | ||
Latest revision as of 08:34, 5 February 2013
Contents |
Product Features
- Location : West Malaysia only.
- Type of Employer (AG Policy)
- Federal Government (AG)
- Polis
- Government Universities & Hospitals
- West Malaysia state Government (State Treasury Payslip)
- LHDN, KWSP & Perkeso
- Employer with pension scheme (under acceptance list)
- "Berhad and "Sdn Bhd" reject
- Interest Rate:
- 6 to 20 years:3.99%
- Payout: 90%-RM50(loan below RM30K)/RM100(loan above RM30K)- RM50 (for any redemption case) - 1 months installment
- Facility Tenure: Min 6 years - Max 20 years
- age 55 (option 56), 57 (option 58), 59 (option 60)
- Employment Status: Work for 1 year and above
- Finance: Min RM5,000 to RM200,000
- Max loan limited to 80x fixed income or RM200,000 whichever is lower in multiple of RM1,000
- TAT: 2 - 3 weeks
- Salary: RM1,000 and above only
- Age: 19 years and above
- Expired Facility: 59 years old
- Fees: Waived
- Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case)
- CCRIS: Waived
Allowances
Accepted List
Fixed Allowance
- Imbuhan Tetap Perkhidmatan Awam
- Imbuhan Perumahan
- Bantuan Sara Hidup
- Elaun Keraian
Case by Case Basis
- Elaun BI Wilayah
- Elaun Motosikal
- Elaun Menyelam
- Elaun Post Basik
- Elaun Penguat Kuasa
Rejected List
- Elaun Lebih Masa (OT)
- Imbuhan Tahunan (Bonus)
- Tunggakan (Arrears)
- Elaun Memangku
- Elaun Tanggungan
- Elaun Jahitan
- Elaun Warden
(This list will be updated from time to time)
Payslip Expiry Date
- Payslip will expire every 30th of the subsequent month.
