Petronesa - KFH

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(Product Features)
(Product Features)
 
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# "Berhad and "Sdn Bhd" reject
# "Berhad and "Sdn Bhd" reject
* Interest Rate:
* Interest Rate:
-
** 2 to 5 years: 5.99%
+
** 6 to 20 years:3.99%
-
** 6 to 20 years: 5.00%
+
* Payout: 90%-RM50(loan below RM30K)/RM100(loan above RM30K)- RM50 (for any redemption case) - 1 months installment
-
* Payout: 92%
+
* Facility Tenure: Min 6 years - Max 20 years
-
* Facility Tenure: Min 2 years - Max 20 years
+
** age 55 (option 56), 57 (option 58), 59 (option 60)  
** age 55 (option 56), 57 (option 58), 59 (option 60)  
* Employment Status: Work for 1 year and above
* Employment Status: Work for 1 year and above
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* Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case)
* Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case)
* CCRIS: Waived
* CCRIS: Waived
 +
 +
== Allowances ==
 +
=== Accepted List ===
 +
'''Fixed Allowance'''
 +
* Imbuhan Tetap Perkhidmatan Awam
 +
* Imbuhan Perumahan
 +
* Bantuan Sara Hidup
 +
* Elaun Keraian
 +
 +
'''Case by Case Basis'''
 +
* Elaun BI Wilayah
 +
* Elaun Motosikal
 +
* Elaun Menyelam
 +
* Elaun Post Basik
 +
* Elaun Penguat Kuasa
 +
 +
=== Rejected List ===
 +
* Elaun Lebih Masa (OT)
 +
* Imbuhan Tahunan (Bonus)
 +
* Tunggakan (Arrears)
 +
* Elaun Memangku
 +
* Elaun Tanggungan
 +
* Elaun Jahitan
 +
* Elaun Warden
 +
(This list will be updated from time to time)
 +
 +
=== Payslip Expiry Date ===
 +
 +
*Payslip will expire every 30th of the subsequent month.
 +
 +
== Repayment Table ==
 +
[[Media:PETRONESA-KFH-RT3.99.pdf]]

Latest revision as of 08:34, 5 February 2013

Contents

Product Features

  • Location : West Malaysia only.
  • Type of Employer (AG Policy)
  1. Federal Government (AG)
  2. Polis
  3. Government Universities & Hospitals
  4. West Malaysia state Government (State Treasury Payslip)
  5. LHDN, KWSP & Perkeso
  6. Employer with pension scheme (under acceptance list)
  7. "Berhad and "Sdn Bhd" reject
  • Interest Rate:
    • 6 to 20 years:3.99%
  • Payout: 90%-RM50(loan below RM30K)/RM100(loan above RM30K)- RM50 (for any redemption case) - 1 months installment
  • Facility Tenure: Min 6 years - Max 20 years
    • age 55 (option 56), 57 (option 58), 59 (option 60)
  • Employment Status: Work for 1 year and above
  • Finance: Min RM5,000 to RM200,000
    • Max loan limited to 80x fixed income or RM200,000 whichever is lower in multiple of RM1,000
  • TAT: 2 - 3 weeks
  • Salary: RM1,000 and above only
  • Age: 19 years and above
  • Expired Facility: 59 years old
  • Fees: Waived
  • Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case)
  • CCRIS: Waived

Allowances

Accepted List

Fixed Allowance

  • Imbuhan Tetap Perkhidmatan Awam
  • Imbuhan Perumahan
  • Bantuan Sara Hidup
  • Elaun Keraian

Case by Case Basis

  • Elaun BI Wilayah
  • Elaun Motosikal
  • Elaun Menyelam
  • Elaun Post Basik
  • Elaun Penguat Kuasa

Rejected List

  • Elaun Lebih Masa (OT)
  • Imbuhan Tahunan (Bonus)
  • Tunggakan (Arrears)
  • Elaun Memangku
  • Elaun Tanggungan
  • Elaun Jahitan
  • Elaun Warden

(This list will be updated from time to time)

Payslip Expiry Date

  • Payslip will expire every 30th of the subsequent month.

Repayment Table

Media:PETRONESA-KFH-RT3.99.pdf

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