Petronesa - KFH

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== Product Features == *Location : West Malaysia only. *Type of Employer (AG Policy) # Federal Government (AG) # Polis # Government Universities & Hospitals # West Malaysia state Government (State Treasury Payslip) # LHDN, KWSP & Perkeso # Employer with pension scheme (under acceptance list) # "Berhad and "Sdn Bhd" reject * Interest Rate: ** 6 to 20 years:3.99% * Payout: 90%-RM50(loan below RM30K)/RM100(loan above RM30K)- RM50 (for any redemption case) - 1 months installment * Facility Tenure: Min 6 years - Max 20 years ** age 55 (option 56), 57 (option 58), 59 (option 60) * Employment Status: Work for 1 year and above * Finance: Min RM5,000 to RM200,000 ** Max loan limited to 80x fixed income or RM200,000 whichever is lower in multiple of RM1,000 * TAT: 2 - 3 weeks * Salary: RM1,000 and above only * Age: 19 years and above * Expired Facility: 59 years old * Fees: Waived * Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case) * CCRIS: Waived == Allowances == === Accepted List === '''Fixed Allowance''' * Imbuhan Tetap Perkhidmatan Awam * Imbuhan Perumahan * Bantuan Sara Hidup * Elaun Keraian '''Case by Case Basis''' * Elaun BI Wilayah * Elaun Motosikal * Elaun Menyelam * Elaun Post Basik * Elaun Penguat Kuasa === Rejected List === * Elaun Lebih Masa (OT) * Imbuhan Tahunan (Bonus) * Tunggakan (Arrears) * Elaun Memangku * Elaun Tanggungan * Elaun Jahitan * Elaun Warden (This list will be updated from time to time) === Payslip Expiry Date === *Payslip will expire every 30th of the subsequent month. == Repayment Table == [[Media:PETRONESA-KFH-RT3.99.pdf]]

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