Public Bank - MCCM

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== Product Features == * Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction * '''GLC's''' : entitled up to 75% (with T&C apply) * Interest Rate:3.99% * Tenure:Min 2 year - Max 10 years * Payout: 95% * Finance:Min RM5,000 to RM150,000 * Salary:RM1500.00 and above only * Age:20 - 57 years * Work:1 Year & above * Tat:2 weeks * Yuran:Waive * DSR @ COMMITMENT :calculation 90% * CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT. # For ccris 3 months & above if want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process. * Ctos : Need to settle. == Special Remark == * '''After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.''' * '''Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.''' == Document List == * Full set application forms Public Bank & Mccm * BPA form (1pcs) * 3 copies of NRIC [original certified by the employer]. * 1 original latest Salary Slip -(if carbon payslip) **3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY]. * Confirmation Letter Of Employment-Original. == Target Market & Non Target Market == [[Media:Pbb-MCCM-TM.pdf]] * Bekalan Air Selangor Sdn Bhd / Puncak Niaga - '''non target market''' * Malaysia Airport Berhad - '''can do loan with PBB but compulsory to provide standard Confirmation Letter (with salary & deduction salary detail)''' * Pos Malaysia - '''can do loan with PBB but compulsory to provide standard Confirmation Letter (with salary & deduction salary detail)''' * PERBADANAN NASIONAL BERHAD (PNS) - '''TARGET MARKET''' == Repayment Table == [[Media:Pbb-MCCM-Repayment-Table.pdf]]

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