Kospek - Bank Rakyat

Product Features

Location:Whole Malaysia (FOR ALL GORVEMENT DEPT)
Interest Rate:
- 5.55% = 2-10yrs (Permanent Staff)
- 6.99% = 2-10yrs (Contract Staff)
Payout:88% - UPFRONT DEDUCTION 3 months installment
Tenure:
- Tenure 2-10yrs (working more then 2yrs with Angkasa Deduction in payslip)
- Tenure 2-3yrs (working more then 2yrs & below 4yrs without Angkasa Deduction in payslip)
- Tenure 2-5yrs (working more then 4yrs without Angkasa Deduction in payslip)
Finance:
- Min: RM2,000 to RM200,000 (working more then 2yrs with Angkasa Deduction in payslip)
- Min: RM2,000 to RM7,000 (working more then 2yrs & below 4yrs without Angkasa Deduction in payslip)
- Min: RM2,000 to RM12,000 (working more then 4 yrs without Angkasa Deduction in payslip)
Salary:RM900 and above only
Age:21 - 57 years
Work:2 Years & above
Tat:3 weeks (depend on confirmation job)
Yuran:RM30
Ankasa Fee:1.6%
CTOS: Ctos below RM30K

KOSPEK FORMS
1 original latest Salary Slip.
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3 COPY each months].
3 copies of NRIC [original certified by the employer].
Letter Head confirmation and verification letter on employment status (Letter Head peng jawatan-COMPULSORY)
BPA Forms(2pcs)
Bank Rakyat acc statement / bank book [for Disbursement-COMPULSORY].
Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
Latest 3 months bank statement of salary payment (for payslip which dont have angkasa deduction, for Non Ag payslip & Contract Staff)
Letter Of Offer (for Contract Staff)
Utility Bill -address must be same with application forms (Compulsory).
KWSP Statement (Upon Request)