MBSB - XChange-i

From Internal

= Early Bird Promotion !!! =

• Interest Rate : 3.99%
• Package Validity : 1st January 2012 - 31st March 2012; or
• upon achieving RM1.0 Billion in disbursement amount

Contents 1 Product Features 2 Refund Of Redemption Statement Charges 3 Payslip Expiry Date 4 Document List 5 Target Market 6 Non Target Market

Product Features

• Location: Whole Malaysia
• Package Validity : 6th January 2012 - 31st December 2012
• Interest Rate:
  • With Banca Takaful : 4.30%
  • Without Banca Takaful : 4.50%
• Payout: 97% - 1 month installment -Stamp Duty (0.5%) - Processing Fee(2.0%)
• Tenure: Min 5 years - Max 20 years
• Finance: Min RM50,000 to RM200,000
• Salary: RM700(inclusive of fixed allowance) and above only
• Age: 19 years and above
• Expired Facility: 60 years old
• Yuran: Waived
• CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
• Important: Customer must overlap at least 1 settlement(not from MBSB). Customer are allowed to have 2 account deduction from MBSB for this package.

Refund Of Redemption Statement Charges

• • Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)

***Important : Redemption Statement must reflect a rebate amount from existing financier

Payslip Expiry Date

Payslip will expire every 20th. Example:

• February payslip will expire on the 20th April.
• March payslip will expire on the 20th May

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

1. MBSB Agreement
2. BPA - 1 copy
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan
7. Bank Account copy(disahkan majikan)
8. Borang Amanahraya
9. Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
10. Borang Temanku
11. Settlement statement
12. Opsyen Letter

Target Market

1. All Ag Payslip
2. Polis
3. LHDN
4. State AG
5. Perkeso

Non Target Market

1. Mostly all submission from majlis.
2. Kontrak
3. DBKL
4. Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject