Coshare (KFH)

From Internal

Revision as of 13:53, 13 September 2011 by 192.168.1.9 (Talk)
Jump to: navigation, search

Contents

Product Features

  • Location: Whole Malaysia
  • Interest Rate: 4.99%
  • Payout: 100%
  • Tenure: Min 2 years - Max 20 years
  • Employment Status :
    • Kerani Keatas - 2 years
    • Pekerja Am Rendah(PAR) - 3 years
    • Pegawai Keselamatan - 3 years
    • Tukang Masak - 3 years
    • Driver - 3 years
  • Finance: Min RM2,000 to RM200,000
  • TAT: 2 - 3 weeks
  • Salary: RM1,000 and above only
  • Working Experience: 1 Year and above only.
  • Age: 19 years and above
  • Expired Facility: 58 years old
  • Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
  • Yuran: Waived
  • Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
  • CCRIS: Waived

Special Remarks

  • Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Document List

  1. Senarai Semakan Utama
  2. Borang CS/PGP-1 atau CS/PGP-2
  3. Permohonan Pembiayaan
  4. Borang Pemberitahuan Permohonan
  5. Borang Pemberitahuan Tawaran
  6. Surat Agensi
  7. Surat Makluman
  8. Borang Pengesahan Butiran Jawatan
  9. Arahan Penyelesaian Pembiayaan Sedia Ada
  10. Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
  11. Borang Kebenaran Mengenakan Fi Perkhidmatan
  12. Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
  13. Salinan Slip Gaji 2 bulan seterusnya
  14. Salinan Kad Pengenalan/Polis
  15. Salinan Surat Beranak(Untuk Polis Sahaja)
  16. Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
  17. Salinan Buku Bank
  18. Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
  19. Borang Opsyen / Surat Lanjutan Perkhidmatan

Factor Coshare 4.99% - 100%

YEARS ..MONTH.. FACTOR

  • 2...........24.........19.61
  • 3...........36.........28.99
  • 4...........48.........37.60
  • 5...........60.........45.51
  • 6...........72.........52.81
  • 7...........84.........59.58
  • 8...........96.........65.86
  • 9...........108........71.71
  • 10..........120........77.18
  • 11..........132........82.28
  • 12..........144........87.08
  • 13..........156........91.58
  • 14..........168........95.81
  • 15..........180........99.81
  • 16..........192........103.58
  • 17..........204........107.15
  • 18..........216........110.53
  • 19..........228........113.74
  • 20..........240........116.78
  • LOAN ELIGIBLE = DEDUCTION X FACTOR
  • IN HAND = LOAN ELIGIBLE X 100%
Retrieved from "http://mss.enrii.net/Internal/index.php/Coshare_(KFH)"
Personal tools