Ikhtiar - KFH

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Contents

Product Features

  • Location : WEST MALAYSIA ONLY
  • Employment Status: 1 Year and Above.(Tetap Only)
  • Interest Rate: 4.99%
  • Payout: 100% (tiada potongan)
  • Tenure: Min 2 year - Max 20 years
  • Finance: Min RM5,000 to RM200,000
  • Salary: RM500 and above only
  • Age: 18 years and above
  • Expired Facility: 58 years old
  • Yuran: RM30
  • CTOS: below RM30,000.

Types Of Employer

  1. Ag Federal
  2. State Government
  3. All Majlis(Majlis Kerajaan Negeri)
  4. Yayasan
  5. Lembaga
  6. Government Universities
  7. Police - 50%(Untuk 60% perlu surat Kebenaran 60% dari majikan)

Nama Agensi Dibenarkan

  1. Pejabat Tanah Kota Setar
  2. DBKL
  3. NIOSH
  4. Jabatan Hal Ehwal Agama Islam Kedah
  5. Kumpulan Wang Persaraan
  6. Perbadanan Perpustakaan Negeri Kedah Dan Terengganu
  7. Dewan Bahasa & Pustaka
  8. Perpustakaan Negara
  9. Fama
  10. Perbadanan Putrajaya
  11. Tourism Malaysia(TDC)
  12. Kementerian Kebudayaan Kerajaan Negeri/ Istana Budaya
  13. Perbadanan Bioteknologi Malaysia, Melaka
  14. MARA(kecuali staff kenderaan bas MARA)
  15. Universiti Kebangsaan Malaysia(Pengesahan oleh Unit:Pn Jamilah/En Nizam)
  16. Unimap
  17. Universiti Pertahanan Nasional
  18. Unisel -Universiti Industri Selangor
  19. Majlis Daerah Pendang(Kelayakan 50%)

Organisasi Tidak Dibenarkan

  1. Majlis Sukan Negara
  2. Majlis Perbandaran Manjung
  3. Majlis Bandaraya Melaka Bersejarah
  4. Semua Kakitangan 'IMG' DBKL, Majlis Daerah dan Tempatan.
  5. Semua Jabatan GLC Contoh:-Telekom, TNB dan POS.


Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 57 - 46 = 11 years.
    • This customer is eligible for 46 years only.

Important Notes

  • Contract Staffs without deduction in Angkasa in payslip must provide letter from Employer to allow angkasa deduction.
  • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).

Document List

  1. Koputri Agreement(Page 1 - 14)
  2. BPA - 2 copies
  3. Photocopy of IC(disahkan majikan) - 2 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
  6. Pengesahan Jawatan(It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).)
  7. Bank Account copy
  8. Settlement statement(if any)
  9. Opsyen Letter(if any)

Target Market

  • All Government servant

GLC Target Market List

  1. Felda Holdings Berhad
  2. Malaysia Debt Ventures Berhad
  3. Mardec Berhad
  4. Padi Beras Nasional Berhad
  5. Pengurusan Danaharta Nasional Berhad
  6. Perbadanan Nasional Berhad
  7. Permodalan Nasional Berhad
  8. Petroliam Nasional Berhad (Petronas)
  9. UDA Holdings Berhad
  10. Malaysia Airport Holdings Berhad
  11. Khazanah Nasional Berhad
  12. National Aerospace & Defence Industries Berhad
  13. Mimos Berhad
  14. Sirim Berhad
  15. Felcra Berhad
  16. Institut Terjemahan Negara Malaysia Berhad
  17. Pengurusan Aset Air Berhad
  18. Percetakan Nasional Malaysia Berhad
  19. POS Malaysia Berhad
  20. Radio Televisyen Malaysia Berhad
  21. TELEKOM Malaysia Berhad
  22. Tenaga Nasional Berhad
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