RHB - PENCEN

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Product Features

  • Location: Whole Malaysia
  • Interest Rate:5.00%
  • Payout:Loan Amount Less RM80 - Less Insurance
  • Tenure:
    • Max- 15 years or Age 70 years (which ever comes first)
    • Min- 3 yrs
  • Age: Max Age to apply: 66 years 9 months
  • Financing Amount: RM5,000 to RM100,000
  • Pension Amount: RM750.00 and above

Computation

  • Gross Pension - Deduction (house-if any)
    • Balance X 50%
    • Month (ELIGIBILITY)
  • Example if cust got house deduction: 
    >1000.00 - 300.00(potongan rumah)
    =700.00
    >700.00 X 50%
    =350.00 (Kelayakan)
  • Example if cust no deduction: 
    >1000.00 X 50%
    =500.00 (Kelayakan)
  • Insurance Calculation

>Age  : 60 yrs >Tenure  : 10 years >Loan  : RM10K

>>Factor (refer table) X Loan Amount divide 1000.00 >>91.61 X 10000.00 divide 1000.00 >>Takaful = 916.10

Document Required

  • 2 Copies I/C
  • 2 Copies Card PENCEN
  • 1 Copy Spouse I/C (for male applicant only)
    • Sijil Kematian
    • Sijil Cerai
  • PENCEN Statement
  • RHB Islamic Saving Account
Retrieved from "http://mss.enrii.net/Internal/index.php/RHB_-_PENCEN"
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