Coshare (KFH)

From Internal

Product Features

• Interest Rate: 4.99%
• Payout: 100%
• Tenure: Min 2 years - Max 20 years
• Finance: Min RM2,000 to RM200,000
• Salary: RM1,00 and above only
• Working Experience: 1 Year and above only.
• Age: 19 years and above
• Expired Facility: 58 years old
• Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
• Yuran: Waived
• Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
• CCRIS: Current month not exceeding 3 MIA
• Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak

Document List

1. MBSB Agreement
2. BPA - 1 copy
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan
7. Bank Account copy(disahkan majikan)
8. Borang Amanahraya
9. Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
10. Borang Temanku
11. Settlement statement
12. Opsyen Letter

Factor Coshare 4.99% - 100%

YEARS MONTH FACTOR 2 24 19.61 3 36 28.99 4 48 37.60 5 60 45.51 6 72 52.81 7 84 59.58 8 96 65.86 9 108 71.71 10 120 77.18 11 132 82.28 12 144 87.08 13 156 91.58 14 168 95.81 15 180 99.81 16 192 103.58 17 204 107.15 18 216 110.53 19 228 113.74 20 240 116.78

• LOAN ELIGIBLE = DEDUCTION X FACTOR
• IN HAND = LOAN ELIGIBLE X 100%