Yayasan Ihsan Rakyat -YIR

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Contents

Product Features

  • Location: Whole Malaysia
  • Tenure: 2 - 10 years
  • Age: 23 years old and above
  • For more details, pls click below:

Special Note

  • With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
  • Jika mahu buat 2nd loan, pastikan potongan 1ST loan sudah ada dalam payslip.
  • Gaji Bersih :RM900.00
  • Opsyen Bersara untuk POLIS :55 tahun sahaja walaupun majikan beri 60 tahun
  • Opsyen Bersara untuk AG  :58 tahun sahaja walaupun majikan beri 60 tahun
  • Sector E - pembantu am rendah, pengawal, pemandu, operator, attendant, tukang masak
  • Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).

Rate Segment

SEGMENT 8.99% :B6

A-AG & PDRM (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)

  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 2 - 10 years
  • Age  : 23 years old and above
  • Salary : RM1,600 and above
  • Payout : 81%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM100,000(West Malaysia)
  • Financing Amount: RM2,500 to RM50,000 (East Malaysia)
  • Service Period : 1 Years and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,500 and above
  • Min Net Income: RM900.00 (WM) RM 700.00(EM)
  • Ctos: below RM25K can submit.



SEGMENT 11.00% :B3

A-AG-except Sector E

  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 2 - 10 years
  • Age  : 23 years old and above
  • Salary : RM1,600 and above
  • Payout : 71%
  • Financing Amount: RM3,000 to RM100,000

A-PDRM-except Sector E

  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 2 - 10 years
  • Age  : 26 years old and above
  • Salary : RM2,000 and above
  • Payout : 71%
  • Financing Amount: RM3,000 to RM100,000

E Of A-only applicable to pension scheme employee

  • Service Period : 3 Years and above
  • Status : Permanent
  • Tenure : 2 - 10 years
  • Age  : 26 years old and above
  • Salary : RM2,000 and above
  • Payout : 71%
  • Financing Amount: RM3,000 to RM100,000

Calculation Sheet & Repayment Table

Media:YIR-CEF.xls

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