MBSB - XChange-i

From Internal

Contents 1 EARLY BIRD PROMOTION !!! 2 Product Features 3 Package Validity 4 Special Requirement 5 Internal Overlap 6 Refund Of Redemption Statement Charges 7 Payslip Expiry Date 8 Document List 9 Target Market 10 Non Target Market

EARLY BIRD PROMOTION !!!

• Interest Rate : 3.99%
• Package Validity : 1st January 2012 - 31st March 2012; or
• upon achieving RM1.0 Billion in disbursement amount
• PLEASE NOTE THAT AFTER 31st March 2012 THE INTEREST RATE WILL GO TO 4.30% AND 4.5%

Product Features

• Area Covered: East Malaysia and West Malaysia
• Package Validity : 6th January 2012 - 31st December 2012
• Interest Rate:
  • With Banca Takaful : 4.30%
  • Without Banca Takaful : 4.50% - minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renewed every year
• Payout: 98% - 1 month installment
• Tenure: Min 5 years - Max 20 years
• Finance: Min RM50,000 to RM200,000
• Salary: RM700 and above only
• Age: 19 years and above
• Expired Facility: 60 years old(opsyen letter)
• Yuran: Waived
• CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)

Package Validity

• 1/1/2012 to 31/12/2012

Special Requirement

• Customer must overlap at least 1 settlement(not from MBSB).
• Customer with existing Waslah Package are not allowed to apply if customer wishes to overlap WASLAH and apply this package.However customer may option to apply for this package as a second account.

Internal Overlap

• Not Allowed

Refund Of Redemption Statement Charges

• Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)

***Important : Redemption Statement must reflect a rebate amount from existing financier

Payslip Expiry Date

Payslip will expire every 20th. Example:

• February payslip will expire on the 20th April.
• March payslip will expire on the 20th May

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

1. MBSB Agreement
2. BPA - 1 copy
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan
7. Bank Account copy(disahkan majikan)
8. Borang Amanahraya
9. Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
10. Borang Temanku
11. Settlement statement
12. Opsyen Letter

Target Market

• Same target market as Vaganza

Non Target Market

• To be inform later