RHB - PENCEN
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>>91.61 X 10000.00 divide 1000.00 | >>91.61 X 10000.00 divide 1000.00 | ||
>>Takaful = 916.10 | >>Takaful = 916.10 | ||
| + | |||
| + | == Document Required == | ||
| + | 1. 2 Copies I/C | ||
| + | 2. 2 Copies Card PENCEN | ||
| + | 3. 1 Copy Spouse I/C (for male applicant only) | ||
| + | -Sijil Kematian | ||
| + | -Sijil Cerai | ||
| + | 4. PENCEN Statement | ||
| + | 5. RHB Islamic Saving Account | ||
Revision as of 09:58, 30 May 2012
Product Features
- Location: Whole Malaysia
- Interest Rate:5.00%
- Payout:RM80 - Insurance (refer table)
- Tenure:Max- 15 years or Age 70 years (which ever comes first)
:Min- 3 yrs
- Age: Max Age to apply: 66 years 9 months
- Financing Amount: RM5,000 to RM100,000
- Pension Amount: RM750.00 and above
Computation
- Gross Pension - Deduction (house-if any)
- Balance X 50%
- Month (ELIGIBILITY)
Example if cust got house deduction:
>1000.00 - 300.00(potongan rumah)
=700.00
>700.00 X 50%
=350.00 (Kelayakan)
Example if cust no deduction:
>1000.00 X 50%
=500.00 (Kelayakan)
Insurance Calculation
>Age : 60 yrs
>Tenure : 10 years
>Loan : RM10K
>>Factor X Loan Amount divide 1000.00
>>91.61 X 10000.00 divide 1000.00
>>Takaful = 916.10
Document Required
1. 2 Copies I/C 2. 2 Copies Card PENCEN 3. 1 Copy Spouse I/C (for male applicant only)
-Sijil Kematian -Sijil Cerai
4. PENCEN Statement 5. RHB Islamic Saving Account
