Coshare (KFH)

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(Factor Coshare 4.99% - 100%)
(Factor Coshare 4.99% - 100%)
Line 38: Line 38:
== Factor Coshare 4.99% - 100% ==
== Factor Coshare 4.99% - 100% ==
YEARS MONTH FACTOR
YEARS MONTH FACTOR
-
#2 24 19.61
+
*2 24 19.61
-
#3 36 28.99
+
*3 36 28.99
-
#4 48 37.60
+
*4 48 37.60
-
#5 60 45.51
+
*5 60 45.51
-
#6 72 52.81
+
*6 72 52.81
-
#7 84 59.58
+
*7 84 59.58
-
#8 96 65.86
+
*8 96 65.86
-
#9 108 71.71
+
*9 108 71.71
-
#10 120 77.18
+
*10 120 77.18
-
#11 132 82.28
+
*11 132 82.28
-
#12 144 87.08
+
*12 144 87.08
-
#13 156 91.58
+
*13 156 91.58
-
#14 168 95.81
+
*14 168 95.81
-
#15 180 99.81
+
*15 180 99.81
-
#16 192 103.58
+
*16 192 103.58
-
#17 204 107.15
+
*17 204 107.15
-
#18 216 110.53
+
*18 216 110.53
-
#19 228 113.74
+
*19 228 113.74
-
#20 240 116.78
+
*20 240 116.78
* LOAN ELIGIBLE = DEDUCTION X FACTOR
* LOAN ELIGIBLE = DEDUCTION X FACTOR
* IN HAND = LOAN ELIGIBLE X 100%
* IN HAND = LOAN ELIGIBLE X 100%

Revision as of 07:33, 9 May 2011

Product Features

  • Interest Rate: 4.99%
  • Payout: 100%
  • Tenure: Min 2 years - Max 20 years
  • Finance: Min RM2,000 to RM200,000
  • Salary: RM1,00 and above only
  • Working Experience: 1 Year and above only.
  • Age: 19 years and above
  • Expired Facility: 58 years old
  • Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
  • Yuran: Waived
  • Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
  • CCRIS: Current month not exceeding 3 MIA
  • Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak


Document List

  1. Senarai Semakan Utama
  2. Borang CS/PGP-1 atau CS/PGP-2
  3. Permohonan Pembiayaan
  4. Borang Pemberitahuan Permohonan
  5. Borang Pemberitahuan Tawaran
  6. Surat Agensi
  7. Surat Makluman
  8. Borang Pengesahan Butiran Jawatan
  9. Arahan Penyelesaian Pembiayaan Sedia Ada
  10. Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
  11. Borang Kebenaran Mengenakan Fi Perkhidmatan
  12. Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
  13. Salinan Slip Gaji 2 bulan seterusnya
  14. Salinan Kad Pengenalan/Polis
  15. Salinan Surat Beranak(Untuk Polis Sahaja)
  16. Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
  17. Salinan Buku Bank
  18. Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
  19. Borang Opsyen / Surat Lanjutan Perkhidmatan

Factor Coshare 4.99% - 100%

YEARS MONTH FACTOR

  • 2 24 19.61
  • 3 36 28.99
  • 4 48 37.60
  • 5 60 45.51
  • 6 72 52.81
  • 7 84 59.58
  • 8 96 65.86
  • 9 108 71.71
  • 10 120 77.18
  • 11 132 82.28
  • 12 144 87.08
  • 13 156 91.58
  • 14 168 95.81
  • 15 180 99.81
  • 16 192 103.58
  • 17 204 107.15
  • 18 216 110.53
  • 19 228 113.74
  • 20 240 116.78
  • LOAN ELIGIBLE = DEDUCTION X FACTOR
  • IN HAND = LOAN ELIGIBLE X 100%
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