Coshare (KFH)
From Internal
(Difference between revisions)
(→Factor Coshare 4.99% - 100%) |
(→Factor Coshare 4.99% - 100%) |
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== Factor Coshare 4.99% - 100% == | == Factor Coshare 4.99% - 100% == | ||
YEARS MONTH FACTOR | YEARS MONTH FACTOR | ||
| - | + | *2 24 19.61 | |
| - | + | *3 36 28.99 | |
| - | + | *4 48 37.60 | |
| - | + | *5 60 45.51 | |
| - | + | *6 72 52.81 | |
| - | + | *7 84 59.58 | |
| - | + | *8 96 65.86 | |
| - | + | *9 108 71.71 | |
| - | + | *10 120 77.18 | |
| - | + | *11 132 82.28 | |
| - | + | *12 144 87.08 | |
| - | + | *13 156 91.58 | |
| - | + | *14 168 95.81 | |
| - | + | *15 180 99.81 | |
| - | + | *16 192 103.58 | |
| - | + | *17 204 107.15 | |
| - | + | *18 216 110.53 | |
| - | + | *19 228 113.74 | |
| - | + | *20 240 116.78 | |
* LOAN ELIGIBLE = DEDUCTION X FACTOR | * LOAN ELIGIBLE = DEDUCTION X FACTOR | ||
* IN HAND = LOAN ELIGIBLE X 100% | * IN HAND = LOAN ELIGIBLE X 100% | ||
Revision as of 07:33, 9 May 2011
Product Features
- Interest Rate: 4.99%
- Payout: 100%
- Tenure: Min 2 years - Max 20 years
- Finance: Min RM2,000 to RM200,000
- Salary: RM1,00 and above only
- Working Experience: 1 Year and above only.
- Age: 19 years and above
- Expired Facility: 58 years old
- Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
- Yuran: Waived
- Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
- CCRIS: Current month not exceeding 3 MIA
- Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak
Document List
- Senarai Semakan Utama
- Borang CS/PGP-1 atau CS/PGP-2
- Permohonan Pembiayaan
- Borang Pemberitahuan Permohonan
- Borang Pemberitahuan Tawaran
- Surat Agensi
- Surat Makluman
- Borang Pengesahan Butiran Jawatan
- Arahan Penyelesaian Pembiayaan Sedia Ada
- Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
- Borang Kebenaran Mengenakan Fi Perkhidmatan
- Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
- Salinan Slip Gaji 2 bulan seterusnya
- Salinan Kad Pengenalan/Polis
- Salinan Surat Beranak(Untuk Polis Sahaja)
- Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
- Salinan Buku Bank
- Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
- Borang Opsyen / Surat Lanjutan Perkhidmatan
YEARS MONTH FACTOR
- 2 24 19.61
- 3 36 28.99
- 4 48 37.60
- 5 60 45.51
- 6 72 52.81
- 7 84 59.58
- 8 96 65.86
- 9 108 71.71
- 10 120 77.18
- 11 132 82.28
- 12 144 87.08
- 13 156 91.58
- 14 168 95.81
- 15 180 99.81
- 16 192 103.58
- 17 204 107.15
- 18 216 110.53
- 19 228 113.74
- 20 240 116.78
- LOAN ELIGIBLE = DEDUCTION X FACTOR
- IN HAND = LOAN ELIGIBLE X 100%
