MBSB - XChange-i

(Difference between revisions)

Revision as of 14:13, 28 December 2011

= Early Bird Promotion !!! =

Location: Whole Malaysia
Package Validity : 6th January 2012 - 31st December 2012
Interest Rate:
- With Banca Takaful : 4.30%
- Without Banca Takaful : 4.50%
Payout: 97% - 1 month installment -Stamp Duty (0.5%) - Processing Fee(2.0%)
Tenure: Min 5 years - Max 20 years
Finance: Min RM50,000 to RM200,000
Salary: RM700(inclusive of fixed allowance) and above only
Age: 19 years and above
Expired Facility: 60 years old
Yuran: Waived
CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
Important: Customer must overlap at least 1 settlement(not from MBSB). Customer are allowed to have 2 account deduction from MBSB for this package.

- Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)

***Important : Redemption Statement must reflect a rebate amount from existing financier

Payslip will expire every 20th. Example:

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

MBSB Agreement
BPA - 1 copy
Photocopy of IC(disahkan majikan) - 2 copies
Payslip original - 1 copy
Payslip photocopy(disahkan majikan)(3 copies) for 3 months
Pengesahan Jawatan
Bank Account copy(disahkan majikan)
Borang Amanahraya
Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
Borang Temanku
Settlement statement
Opsyen Letter

@@ Line 1: / Line 1: @@
-== Early Bird Promotion !!! ==
+'''= Early Bird Promotion !!! ='''
 * Interest Rate : '''3.99%'''
 * Package Validity : 1st January 2012 - 31st March 2012; or
@@ Line 20: / Line 22: @@
 * Important: Customer must overlap at least 1 settlement(not from MBSB). Customer are allowed to have 2 account deduction from MBSB for this package.
-== Zero Entry Cost(ZEC) ==
+== Refund Of Redemption Statement Charges ==
-* The following will be <u>'''''absorbed'''''</u> by MBSB
-** Stamp Duty
-** Takaful Contribution -GCTT and
 ** Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)
 ''***Important : Redemption Statement must reflect a rebate amount from existing financier''
-== Takaful Coverage(GCTT) ==
-* Compulsary with details of coverage based on the followings :
-** Full financing amount; and
-** Full tenure coverage if financing is less than 10 years; or
-** Maximum 10 years coverage if financing is 10 years and above
-***Note: MBSB will undertake to pay any shortfall in the event of insufficient coverage during claim.
-== Early Settlement ==
-* Lock in period : Early Settlement
-* Early settlement Fee : 5.0% from Outstanding balance; and
-* To claw back all cost incurred under Zero Entry Cost(ZEC)
 == Payslip Expiry Date ==