MBSB - Exec-i
From Internal
(Difference between revisions)
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* Max loan application is RM300,000 | * Max loan application is RM300,000 | ||
| - | == | + | == Payslip expiry date == |
| - | + | Payslip will expire every 20th. | |
| - | + | Example: | |
| - | + | * February payslip will expire on the 20th April. | |
| - | + | * March payslip will expire on the 20th May | |
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| - | * | + | |
| - | * | + | |
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== Document List == | == Document List == | ||
| Line 46: | Line 38: | ||
# Opsyen Letter | # Opsyen Letter | ||
| - | == Koperasi to request new settlement statement == | + | == Koperasi to request new settlement statement if settlement statement expired == |
# Kowaja - Kop Wawasan Pekerja - Pekerja Berhad | # Kowaja - Kop Wawasan Pekerja - Pekerja Berhad | ||
# Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad | # Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad | ||
| Line 65: | Line 57: | ||
# Koop Giat Maju - Kop Giat Maju Berhad | # Koop Giat Maju - Kop Giat Maju Berhad | ||
# Koperkasa - Koperasi Koperkasa Berhad | # Koperkasa - Koperasi Koperkasa Berhad | ||
| + | == Non Target Market == | ||
| + | # Mostly all submission from majlis. | ||
| + | # Kontrak | ||
| + | # DBKL | ||
| + | # Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject | ||
| + | |||
| + | == Target Market == | ||
| + | ** Ag Payslip | ||
| + | ** Polis | ||
| + | ** LHDN | ||
| + | ** State AG | ||
| + | ** Perkeso | ||
| + | ** Non Ag(Case by case) | ||
| + | |||
| + | == Non Target Market == | ||
Revision as of 14:50, 14 September 2011
Contents |
Product Features
- Location: Whole Malaysia
- Interest Rate:
- 2-3 years = 3.5%
- 4-10 years = 4.1%v
- 11-25 years = 5.2%
- Payout: 97% -(1 Month installment)-Stamp Duty(RM50) - Insurance
- Tenure: Min 2 years - Max 25 years
- Finance: Min RM3,000 to RM300,000(RM200,000 and above MUST sign TAKAFUL HEALTH DECLARATION FORM)
- Salary: RM3,500 and above only
- Age: 19 years and above
- Expired Facility: 58 years old
- Yuran: Waived
- CTOS: RM20,000 and below.(Please provide settlement statement if customer wishes to settle)
Special Criteria
- Customer may option to increase his/her tenure up to 25 years
- Max loan application is RM300,000
Payslip expiry date
Payslip will expire every 20th. Example:
- February payslip will expire on the 20th April.
- March payslip will expire on the 20th May
Document List
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
Koperasi to request new settlement statement if settlement statement expired
- Kowaja - Kop Wawasan Pekerja - Pekerja Berhad
- Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad
- K. Punb - Kop Pembangunan Usahawan Nasional Berhad
- Ukhwah - Kop Pendidikan Islam Malaysia Berhad
- Koop Pusamaju - Kop Pembangunan usahasama Masyarakat Maju Bhd
- Kobeta - Kop Bersatu Tenaga Malaysia Berhad
- KoIman - Kop Serbaguna Iman Malaysia Berhad
- Kopesadik / Komaju - Kop Maju Ekonomi Pekerja Berhad
- Kowamas - Kop Wawasan Malaysia Berhad
- Kosetia - Kop Perkhidmatan Setia Berhad
- Koputri - Kop Putri Terbilang Malaysia Berhad
- Kuasa - Kop Usahawan Muda Malaysia Berhad
- Sejati - Kop Sejati Berhad (Ambank / Direct)
- Koop Gemilang - Kop Gemilang Siswazah Malaysia Berhad
- CTOS : (Bank Rakyat) (Personal Loan)
- CTOS : MBF(Cards)
- Koop Giat Maju - Kop Giat Maju Berhad
- Koperkasa - Koperasi Koperkasa Berhad
Non Target Market
- Mostly all submission from majlis.
- Kontrak
- DBKL
- Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject
Target Market
- Ag Payslip
- Polis
- LHDN
- State AG
- Perkeso
- Non Ag(Case by case)
