Perdanajaya - Bank Rakyat
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(→Factor Perdanajaya 5.55% - 94%) |
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== Factor Perdanajaya 5.55% - 94% == | == Factor Perdanajaya 5.55% - 94% == | ||
| - | <b>YEARS</b>..........MONTH............FACTOR | + | <b>YEARS</b>..........<b>MONTH</b>............<b>FACTOR</b> |
| - | 2..................24....................21.17 | + | *2..................24....................21.17 |
*3 36 30.24 | *3 36 30.24 | ||
*4 48 38.48 | *4 48 38.48 | ||
Revision as of 11:49, 13 September 2011
Contents |
Product Features
- Location : Whole Malaysia
- Employment Status : 6 months and above
- Interest Rate: 5.55%
- Payout: 94% - RM400
- Finance: Min RM2,000 to RM200,000
- Salary : No minimum amount
- Age : 18 years and above
- Expired Facility : 58 years old(with opsyen letter)
- Tenure: 20 Years
- Koop Charges: RM400
- TAT: 1 month
- Yuran: RM30
- Settlement: Valid before 2 weeks
- Ctos:
- Blacklist up to RM30,000 are accepted.
- Blacklist above RM30,000 can be considered on case by case basis.
Target Market
- All government employee
- Some Jabatan/GLC/Bhd/Sdn Bhd employee(Please refer to mss system > Department Report.
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Factor Perdanajaya 5.55% - 94%
YEARS..........MONTH............FACTOR
- 2..................24....................21.17
- 3 36 30.24
- 4 48 38.48
- 5 60 46.02
- 6 72 52.92
- 7 84 59.26
- 8 96 65.13
- 9 108 70.55
- 10 120 75.59
- 11 132 80.29
- 12 144 84.67
- 13 156 88.77
- 14 168 92.59
- 15 180 96.20
- 16 192 99.60
- 17 204 102.83
- 18 216 105.82
- 19 228 108.70
- 20 240 111.42
- LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
- IN HAND = LOAN ELIGIBL
