Yayasan Ihsan Rakyat -YIR

From Internal

Revision as of 06:45, 10 November 2016

Product Features

• Location: Whole Malaysia
• Tenure: 1 - 10 years
• Age: 20 years old and above
• For more details, pls click below:
  • Criteria : Media:YIR-criteria-new.pdf

Special Note

• With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
  • Example: Media:YIR.pdf
• Jika mahu buat 2nd loan, pastikan potongan 1ST loan sudah ada dalam payslip.
• Gaji Bersih :RM900.00
• Opsyen Bersara untuk POLIS :55 tahun sahaja walaupun majikan beri 60 tahun
• Opsyen Bersara untuk AG  :58 tahun sahaja walaupun majikan beri 60 tahun
• pembantu am rendah, pengawal, pemandu, operator, attendant, tukang masak boleh buat
• Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).

Rate Segment

SEGMENT 8.99% :B6

A-AG & PDRM (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)

• Service Period : 1 Year and above
• Status : Permanent
• Tenure : 1 - 10 years
• Age  : 20 to 58 years
• Age (PDRM) : 20 to 55 years
• Payout : 81%
• Adv Instalment: 1 Month
• Financing Amount: RM3,000 to RM100,000(West Malaysia)
• Financing Amount: RM2,500 to RM50,000 (East Malaysia)
• Service Period : 1 Years and above
• Status : Permanent
• Salary : RM1,500 and above
• Min Net Income: RM900.00 (WM) RM 700.00(EM)
• Ctos: below RM25K can submit.

SEGMENT 11.00% :B7

A-AG & PDRM (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)

• Service Period : 1 Year and above
• Status : Permanent
• Tenure : 1 - 10 years
• Age  : 20 to 58 years
• Age (PDRM) : 20 to 55 years
• Salary : RM1,500 and above
• Payout : 71%
• Adv Instalment: 2 Month
• Financing Amount: RM3,000 to RM50,000(West Malaysia)
• Financing Amount: RM2,500 to RM50,000 (East Malaysia)
• Min Net Income: RM900.00 (WM) RM 700.00(EM)
• Service Period : 1 Year and above
• Status : Permanent
• Ctos: below RM25K can submit.

Calculation Sheet & Repayment Table

Media:YIR-CEF-NEW.zip Media:YIR-CEF-NEW.xlsx