Yayasan Ihsan Rakyat -YIR
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== Rate Segment == | == Rate Segment == | ||
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| - | === SEGMENT 8.99% : | + | === SEGMENT 8.99% :B6 === |
| - | '''A-AG''' | + | '''A-AG & PDRM''' |
| + | (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak) | ||
*Service Period : 1 Year and above | *Service Period : 1 Year and above | ||
*Status : Permanent | *Status : Permanent | ||
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*Salary : RM1,600 and above | *Salary : RM1,600 and above | ||
*Payout : 81% | *Payout : 81% | ||
| - | *Financing Amount: RM3,000 to RM100,000 | + | *Adv Instalment: 1 Month |
| - | + | *Financing Amount: RM3,000 to RM100,000(West Malaysia) | |
| - | *Service Period : | + | *Financing Amount: RM2,500 to RM50,000 (East Malaysia) |
| + | *Service Period : 1 Years and above | ||
*Status : Permanent | *Status : Permanent | ||
| - | *Tenure : | + | *Tenure : 1 - 10 years |
| - | *Age : | + | *Age : 20 to 58 years |
| - | *Salary : | + | *Age (PDRM) : 20 to 55 years |
| - | * | + | *Salary : RM1,500 and above |
| - | * | + | *Min Net Income: RM900.00 (WM) RM 700.00(EM) |
| + | *Ctos: below RM25K can submit. | ||
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=== SEGMENT 11.00% :B3 === | === SEGMENT 11.00% :B3 === | ||
Revision as of 02:07, 6 May 2016
Contents |
Product Features
- Location: Whole Malaysia
- Tenure: 2 - 10 years
- Age: 23 years old and above
- For more details, pls click below:
- Criteria : Media:YIR-criteria.pdf
Special Note
- With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
- Example: Media:YIR.pdf
- Jika mahu buat 2nd loan, pastikan potongan 1ST loan sudah ada dalam payslip.
- Gaji Bersih :RM900.00
- Opsyen Bersara untuk POLIS :56 tahun sahaja walaupun majikan beri 60 tahun
- Opsyen Bersara untuk AG :58 tahun sahaja walaupun majikan beri 60 tahun
- Sector E - pembantu am rendah, pengawal, pemandu, operator, attendant, tukang masak
- Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).
Rate Segment
SEGMENT 8.99% :B6
A-AG & PDRM (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)
- Service Period : 1 Year and above
- Status : Permanent
- Tenure : 2 - 10 years
- Age : 23 years old and above
- Salary : RM1,600 and above
- Payout : 81%
- Adv Instalment: 1 Month
- Financing Amount: RM3,000 to RM100,000(West Malaysia)
- Financing Amount: RM2,500 to RM50,000 (East Malaysia)
- Service Period : 1 Years and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Salary : RM1,500 and above
- Min Net Income: RM900.00 (WM) RM 700.00(EM)
- Ctos: below RM25K can submit.
SEGMENT 11.00% :B3
A-AG-except Sector E
- Service Period : 1 Year and above
- Status : Permanent
- Tenure : 2 - 10 years
- Age : 23 years old and above
- Salary : RM1,600 and above
- Payout : 71%
- Financing Amount: RM3,000 to RM100,000
A-PDRM-except Sector E
- Service Period : 1 Year and above
- Status : Permanent
- Tenure : 2 - 10 years
- Age : 26 years old and above
- Salary : RM2,000 and above
- Payout : 71%
- Financing Amount: RM3,000 to RM100,000
E Of A-only applicable to pension scheme employee
- Service Period : 3 Years and above
- Status : Permanent
- Tenure : 2 - 10 years
- Age : 26 years old and above
- Salary : RM2,000 and above
- Payout : 71%
- Financing Amount: RM3,000 to RM100,000
