Ikhtiar - KFH

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Revision as of 11:46, 11 July 2011

Contents 1 Product Features 2 Opsyen Calculation 3 Important Notes 4 Document List 5 Target Market 6 GLC Target Market List

Product Features

• Location : WEST MALAYSIA ONLY
• Employment Status: 6 Months and Above.
• Interest Rate:
  • Tenure 1 to 2 YRS  : 5.50%
  • Tenure 3 to 10 YRS  : 5.99%
  • Tenure 11 to 20 YRS  : 6.50%
• Payout: 94.5% - 3 months installment - RM340.00
• Tenure: Min 1 year - Max 20 years
• Finance: Min RM1,000 to RM250,000
• Salary: RM600 and above only
• Age: 18 years and above
• Expired Facility: 58 years old
• Yuran: RM30
• CTOS: to notify soon.
• TAT: 2 - 3 Weeks

Opsyen Calculation

• Expired Facility in opsyen 58 years old.
  • Example : 2011 - 1965 = 46
  • Take 57 - 46 = 11 years.
  • This customer is eligible for 46 years only.

Important Notes

• Contract Staffs without deduction in Angkasa in payslip must provide letter from Employer to allow angkasa deduction.
• It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).

Document List

1. Koputri Agreement(Page 1 - 14)
2. BPA - 2 copies
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan(It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).)
7. Bank Account copy
8. Settlement statement(if any)
9. Opsyen Letter(if any)

Target Market

• All Government servant

GLC Target Market List

1. Felda Holdings Berhad
2. Malaysia Debt Ventures Berhad
3. Mardec Berhad
4. Padi Beras Nasional Berhad
5. Pengurusan Danaharta Nasional Berhad
6. Perbadanan Nasional Berhad
7. Permodalan Nasional Berhad
8. Petroliam Nasional Berhad (Petronas)
9. UDA Holdings Berhad
10. Malaysia Airport Holdings Berhad
11. Khazanah Nasional Berhad
12. National Aerospace & Defence Industries Berhad
13. Mimos Berhad
14. Sirim Berhad
15. Felcra Berhad
16. Institut Terjemahan Negara Malaysia Berhad
17. Pengurusan Aset Air Berhad
18. Percetakan Nasional Malaysia Berhad
19. POS Malaysia Berhad
20. Radio Televisyen Malaysia Berhad
21. TELEKOM Malaysia Berhad
22. Tenaga Nasional Berhad