MBSB - NJOI RAYA-Temporary Package

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(Created page with "== Product Features == * Area Covered: East Malaysia and West Malaysia * Package Validity :Julai 2012 - to be advised * Interest Rate: ** With Banca Takaful : <b>4.30%</b> * Pa...")

Latest revision as of 09:53, 14 September 2012

Contents

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Product Features

  • Area Covered: East Malaysia and West Malaysia
  • Package Validity :Julai 2012 - to be advised
  • Interest Rate:
    • With Banca Takaful : 4.30%
  • Payout: 97.5% - 1 month installment - RM650(with BANCA TAKAFUL)- RM434(Incidental charges include ARB RM350)- RM250(Astro charge if take Astro- 1 time charges)
  • Tenure: Min 5 years - Max 20 years
  • Financing Amount: RM50,000 to RM200,000
  • Salary: RM700 and above only
  • Age: 19 years and above
  • Expired Facility: 60 years old(opsyen letter)
  • Tat: 7 working days
  • Yuran: Waived
  • CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)

Special Requirement

  • If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.

Refund Of Redemption Statement Charges

  • Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)

***Important : Redemption Statement must reflect a rebate amount from existing financier

Payslip Expiry Date

Payslip will expire every 20th. Example:

  • February payslip will expire on the 20th April.
  • March payslip will expire on the 20th May

Allowances

Accepted List

  • Fixed Allowance
  • Imbuhan Tetap Perkhidmatan Awam
  • Imbuhan Perumahan
  • Bantuan Sara Hidup
  • Elaun Keraian

Case by Case Basis

  • Elaun BI Wilayah
  • Elaun Motosikal
  • Elaun Menyelam
  • Elaun Post Basik
  • Elaun Penguat Kuasa

Rejected List

  • Elaun Lebih Masa (OT)
  • Imbuhan Tahunan (Bonus)
  • Tunggakan (Arrears)
  • Elaun Memangku
  • Elaun Tanggungan
  • Elaun Jahitan
  • Elaun Warden

(This list will be updated from time to time)

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office. Thank You.

  1. MBSB Agreement
  2. BPA - 1 copy
  3. Photocopy of IC (disahkan majikan) - 2 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy (disahkan majikan)(3 copies) for 3 months
  6. Pengesahan Jawatan
  7. Bank Account copy (disahkan majikan)
  8. Borang Amanahraya
  9. Borang Wasiat (Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
  10. Borang Temanku
  11. Settlement statement
  12. Opsyen Letter
  13. Astro Form

Target Market

  • Same target market as Vaganza

Non Target Market

  • Pos Malaysia
  • Perbadanan Labuan
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