Al Rajhi - Mass Market
From Internal
(Difference between revisions)
(→Employment Status A - GENERIC (employee)) |
(→Employment Status A - GENERIC (employee)) |
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* Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower | * Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower | ||
* Financing Tenure : 2-5 years | * Financing Tenure : 2-5 years | ||
- | * Age : Min 21 years old based on year of Birth | + | * Age : |
+ | ** Min 21 years old based on year of Birth | ||
+ | ** Max 55 years old | ||
* Employment Status : Permanent | * Employment Status : Permanent | ||
* Employment Length : Minimum 1 year | * Employment Length : Minimum 1 year | ||
Line 38: | Line 40: | ||
** Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000 | ** Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000 | ||
** Stamp Duty : Min RM10 or 0.5% whichever is higher | ** Stamp Duty : Min RM10 or 0.5% whichever is higher | ||
- | ** Takaful : Takaful | + | ** Takaful : Takaful Coverage |
* Installment Payment : Auto Debit (IBG) or pay over the counter | * Installment Payment : Auto Debit (IBG) or pay over the counter | ||
* Nationality : Malaysia residents with a local residential & local correspondence address | * Nationality : Malaysia residents with a local residential & local correspondence address | ||
Line 45: | Line 47: | ||
# Latest 3 month payslip | # Latest 3 month payslip | ||
# 2 copies of NRIC (both side) | # 2 copies of NRIC (both side) | ||
- | # Utility Bill -If the current address doesn't tally with the address in the NRIC-Items | + | # Utility Bill -If the current address doesn't tally with the address in the NRIC-Items 1,2&3 (All documents must endorse by HR/Finance/Admin/Branch/Dept-Div Head and endorsement must have company's stamp with address,name,signature and designation) |
# Reference letter from HR (if necessary) | # Reference letter from HR (if necessary) | ||
# Bank statement showing latest 3 months income credited into bank account (must endorse by bank's officer including the bank's name and bank's official stamped.) | # Bank statement showing latest 3 months income credited into bank account (must endorse by bank's officer including the bank's name and bank's official stamped.) | ||
*'''Supporting Document''' (If necessary): | *'''Supporting Document''' (If necessary): | ||
- | a) Rental | + | a) Rental Proceeds (Property): |
+ | **Stamped tenancy agreement valid for at least 6 months. | ||
+ | **Latest personal bank statements showing latest 3 consecutive | ||
+ | == Employment Status B - GENERIC (Self Employed) == | ||
+ | * Rate : 7.25% | ||
+ | * Financing Amount : RM2,000 - RM10,000(MAX) | ||
+ | * Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower | ||
+ | * Financing Tenure : 2-5 years | ||
+ | * Age : | ||
+ | ** Min 21 years old based on year of Birth | ||
+ | ** Max 55 years old | ||
+ | * Employment Status : Permanent | ||
+ | * Employment Length : Minimum 1 year | ||
+ | * Processing Fess : Waived | ||
+ | * Deduction: | ||
+ | ** Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000 | ||
+ | ** Stamp Duty : Min RM10 or 0.5% whichever is higher | ||
+ | ** Takaful : Takaful Coverage | ||
+ | * Installment Payment : Auto Debit (IBG) or pay over the counter | ||
+ | * Nationality : Malaysia residents with a local residential & local correspondence address | ||
+ | |||
+ | *'''DOCUMENTATION''': | ||
+ | # 2 copies of NRIC (both side) | ||
+ | #** Business registration | ||
+ | ** 6 months business bank statement (must endorse by Bank Officer) | ||
+ | ** Form B (Personal Income Tax Declaration) | ||
+ | ** Receipt of Tax Payment as proof | ||
+ | #Utility Bill - If the current address doesn't tally with the address in the NRIC. | ||
+ | *'''Supporting Document''' (If necessary): | ||
+ | a) Rental Proceeds (Property): | ||
**Stamped tenancy agreement valid for at least 6 months. | **Stamped tenancy agreement valid for at least 6 months. | ||
**Latest personal bank statements showing latest 3 consecutive | **Latest personal bank statements showing latest 3 consecutive |
Revision as of 09:53, 7 June 2012
Contents |
Product Criteria
- Interest Rate :
Target Market
- Applicants without potongan biro are allowed to apply under this package.
- Self-employed / Own business
- Direct Sales
- Commission Earners
- Insurance Agents
Al Rajhi Approved Employer
AEL (Approved Employment Listing)
- Needs only 1 month payslip
- Payslip condition must be carbonite / logo(payslip photocopy)
- Bank statement(must have pengesahan from bank officer)
- Payslip without logo - perlu disahkan oleh HR(copy perlu ada 1)nama pic 2)Jawatan 3)nama company/alamat)
EEL (E Employment Listing)
- Do not need to have pengesahan jawatan.
- Foreigner can apply - gaji must be RM15k and above.
Sdn Bhd Company
- Needs 3 month payslip
- Needs 3 months bank statement(to show gaji)
- Certain Company must have verification letter(with letter head) address under Alrajhi Bank
Employment Status A - GENERIC (employee)
- Rate : 7.25% (Income more than 10K-rate:6.5%)
- Financing Amount : RM2,000 - RM15,000(MAX)
- Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower
- Financing Tenure : 2-5 years
- Age :
- Min 21 years old based on year of Birth
- Max 55 years old
- Employment Status : Permanent
- Employment Length : Minimum 1 year
- Processing Fess : Waived
- Deduction:
- Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000
- Stamp Duty : Min RM10 or 0.5% whichever is higher
- Takaful : Takaful Coverage
- Installment Payment : Auto Debit (IBG) or pay over the counter
- Nationality : Malaysia residents with a local residential & local correspondence address
- DOCUMENTATION:
- Latest 3 month payslip
- 2 copies of NRIC (both side)
- Utility Bill -If the current address doesn't tally with the address in the NRIC-Items 1,2&3 (All documents must endorse by HR/Finance/Admin/Branch/Dept-Div Head and endorsement must have company's stamp with address,name,signature and designation)
- Reference letter from HR (if necessary)
- Bank statement showing latest 3 months income credited into bank account (must endorse by bank's officer including the bank's name and bank's official stamped.)
- Supporting Document (If necessary):
a) Rental Proceeds (Property):
- Stamped tenancy agreement valid for at least 6 months.
- Latest personal bank statements showing latest 3 consecutive
Employment Status B - GENERIC (Self Employed)
- Rate : 7.25%
- Financing Amount : RM2,000 - RM10,000(MAX)
- Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower
- Financing Tenure : 2-5 years
- Age :
- Min 21 years old based on year of Birth
- Max 55 years old
- Employment Status : Permanent
- Employment Length : Minimum 1 year
- Processing Fess : Waived
- Deduction:
- Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000
- Stamp Duty : Min RM10 or 0.5% whichever is higher
- Takaful : Takaful Coverage
- Installment Payment : Auto Debit (IBG) or pay over the counter
- Nationality : Malaysia residents with a local residential & local correspondence address
- DOCUMENTATION:
- 2 copies of NRIC (both side)
- Business registration
- 6 months business bank statement (must endorse by Bank Officer)
- Form B (Personal Income Tax Declaration)
- Receipt of Tax Payment as proof
- Utility Bill - If the current address doesn't tally with the address in the NRIC.
- Supporting Document (If necessary):
a) Rental Proceeds (Property):
- Stamped tenancy agreement valid for at least 6 months.
- Latest personal bank statements showing latest 3 consecutive