Al Rajhi - Mass Market
From Internal
(Difference between revisions)
(→Employment Status A - GENERIC (employee)) |
(→Employment Status A - GENERIC (employee)) |
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# Latest 3 month payslip | # Latest 3 month payslip | ||
# 2 copies of NRIC (both side) | # 2 copies of NRIC (both side) | ||
| - | # Utility Bill -If the current address doesn't tally with the address in the NRIC | + | # Utility Bill -If the current address doesn't tally with the address in the NRIC-Items A,B&C (All documents must endorse by HR/Finance/Admin/Branch/Dept-Div Head and endorsement must have company's stamp with address,name,signature and designation) |
| - | Items A,B&C (All documents must endorse by HR/Finance/Admin/Branch/Dept-Div Head and endorsement must have company's stamp with address,name,signature and designation) | + | |
# Reference letter from HR (if necessary) | # Reference letter from HR (if necessary) | ||
# Bank statement showing latest 3 months income credited into bank account (must endorse by bank's officer including the bank's name and bank's official stamped.) | # Bank statement showing latest 3 months income credited into bank account (must endorse by bank's officer including the bank's name and bank's official stamped.) | ||
Revision as of 06:40, 7 June 2012
Contents |
Product Criteria
- Interest Rate :
Target Market
- Applicants without potongan biro are allowed to apply under this package.
- Self-employed / Own business
- Direct Sales
- Commission Earners
- Insurance Agents
Al Rajhi Approved Employer
AEL (Approved Employment Listing)
- Needs only 1 month payslip
- Payslip condition must be carbonite / logo(payslip photocopy)
- Bank statement(must have pengesahan from bank officer)
- Payslip without logo - perlu disahkan oleh HR(copy perlu ada 1)nama pic 2)Jawatan 3)nama company/alamat)
EEL (E Employment Listing)
- Do not need to have pengesahan jawatan.
- Foreigner can apply - gaji must be RM15k and above.
Sdn Bhd Company
- Needs 3 month payslip
- Needs 3 months bank statement(to show gaji)
- Certain Company must have verification letter(with letter head) address under Alrajhi Bank
Employment Status A - GENERIC (employee)
- Rate : 7.25% (Income more than 10K-rate:6.5%)
- Financing Amount : RM2,000 - RM15,000(MAX)
- Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower
- Financing Tenure : 2-5 years
- Age : Min 21 years old based on year of Birth
- Employment Status : Permanent
- Employment Length : Minimum 1 year
- Processing Fess : Waived
- Deduction:
- Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000
- Stamp Duty : Min RM10 or 0.5% whichever is higher
- Takaful : Takaful Coverrage
- Installment Payment : Auto Debit (IBG) or pay over the counter
- Nationality : Malaysia residents with a local residential & local correspondence address
- DOCUMENTATION:
- Latest 3 month payslip
- 2 copies of NRIC (both side)
- Utility Bill -If the current address doesn't tally with the address in the NRIC-Items A,B&C (All documents must endorse by HR/Finance/Admin/Branch/Dept-Div Head and endorsement must have company's stamp with address,name,signature and designation)
- Reference letter from HR (if necessary)
- Bank statement showing latest 3 months income credited into bank account (must endorse by bank's officer including the bank's name and bank's official stamped.)
- Supporting Document (If necessary):
a) Rental Proceed (Property):
- Stamped tenancy agreement valid for at least 6 months.
- Latest personal bank statements showing latest 3 consecutive
