Al Rajhi - Mass Market

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(Al Rajhi Approved Employer)
(Employment Status A - GENERIC (employee))
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== Employment Status A - GENERIC (employee) ==
== Employment Status A - GENERIC (employee) ==
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* Financing Amount : RM2,000 - RM15,000(MAX)
+
* Rate                  : 7.25% (Income more than 10K-rate:6.5%)
-
* Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower
+
* Financing Amount       : RM2,000 - RM15,000(MAX)
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* Financing Tenure : 2-5 years
+
* Financing Limit       : 5 times salary or customers eligibility & entitlement whichever is lower
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* Employment Status : Permanent
+
* Financing Tenure       : 2-5 years
-
* Employment Length : Minimum 1 year
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* Age                    : Min 21 years old based on year of Birth
 +
* Employment Status     : Permanent
 +
* Employment Length     : Minimum 1 year
 +
* Processing Fess        : Waived
 +
* Deduction:
 +
** Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000
 +
** Stamp Duty            : Min RM10 or 0.5% whichever is higher
 +
** Takaful              : Takaful Coverrage
 +
* Installment Payment    : Auto Debit (IBG) or pay over the counter
 +
* Nationality            : Malaysia residents with a local residential & local correspondence address

Revision as of 04:22, 7 June 2012

Contents

Product Criteria

  • Interest Rate :

Target Market

  • Applicants without potongan biro are allowed to apply under this package.
  • Self-employed / Own business
  • Direct Sales
  • Commission Earners
  • Insurance Agents

Al Rajhi Approved Employer

AEL (Approved Employment Listing)

  • Needs only 1 month payslip
  • Payslip condition must be carbonite / logo(payslip photocopy)
  • Bank statement(must have pengesahan from bank officer)
  • Payslip without logo - perlu disahkan oleh HR(copy perlu ada 1)nama pic 2)Jawatan 3)nama company/alamat)

EEL (E Employment Listing)

  • Do not need to have pengesahan jawatan.
  • Foreigner can apply - gaji must be RM15k and above.

Sdn Bhd Company

  • Needs 3 month payslip
  • Needs 3 months bank statement(to show gaji)
  • Certain Company must have verification letter(with letter head) address under Alrajhi Bank

Employment Status A - GENERIC (employee)

  • Rate  : 7.25% (Income more than 10K-rate:6.5%)
  • Financing Amount  : RM2,000 - RM15,000(MAX)
  • Financing Limit  : 5 times salary or customers eligibility & entitlement whichever is lower
  • Financing Tenure  : 2-5 years
  • Age  : Min 21 years old based on year of Birth
  • Employment Status  : Permanent
  • Employment Length  : Minimum 1 year
  • Processing Fess  : Waived
  • Deduction:
    • Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000
    • Stamp Duty  : Min RM10 or 0.5% whichever is higher
    • Takaful  : Takaful Coverrage
  • Installment Payment  : Auto Debit (IBG) or pay over the counter
  • Nationality  : Malaysia residents with a local residential & local correspondence address
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