Al Rajhi - Mass Market
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== Employment Status A - GENERIC (employee) == | == Employment Status A - GENERIC (employee) == | ||
| - | * Financing Amount : RM2,000 - RM15,000(MAX) | + | * Rate : 7.25% (Income more than 10K-rate:6.5%) |
| - | * Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower | + | * Financing Amount : RM2,000 - RM15,000(MAX) |
| - | * Financing Tenure : 2-5 years | + | * Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower |
| - | * Employment Status : Permanent | + | * Financing Tenure : 2-5 years |
| - | * Employment Length : Minimum 1 year | + | * Age : Min 21 years old based on year of Birth |
| + | * Employment Status : Permanent | ||
| + | * Employment Length : Minimum 1 year | ||
| + | * Processing Fess : Waived | ||
| + | * Deduction: | ||
| + | ** Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000 | ||
| + | ** Stamp Duty : Min RM10 or 0.5% whichever is higher | ||
| + | ** Takaful : Takaful Coverrage | ||
| + | * Installment Payment : Auto Debit (IBG) or pay over the counter | ||
| + | * Nationality : Malaysia residents with a local residential & local correspondence address | ||
Revision as of 04:22, 7 June 2012
Contents |
Product Criteria
- Interest Rate :
Target Market
- Applicants without potongan biro are allowed to apply under this package.
- Self-employed / Own business
- Direct Sales
- Commission Earners
- Insurance Agents
Al Rajhi Approved Employer
AEL (Approved Employment Listing)
- Needs only 1 month payslip
- Payslip condition must be carbonite / logo(payslip photocopy)
- Bank statement(must have pengesahan from bank officer)
- Payslip without logo - perlu disahkan oleh HR(copy perlu ada 1)nama pic 2)Jawatan 3)nama company/alamat)
EEL (E Employment Listing)
- Do not need to have pengesahan jawatan.
- Foreigner can apply - gaji must be RM15k and above.
Sdn Bhd Company
- Needs 3 month payslip
- Needs 3 months bank statement(to show gaji)
- Certain Company must have verification letter(with letter head) address under Alrajhi Bank
Employment Status A - GENERIC (employee)
- Rate : 7.25% (Income more than 10K-rate:6.5%)
- Financing Amount : RM2,000 - RM15,000(MAX)
- Financing Limit : 5 times salary or customers eligibility & entitlement whichever is lower
- Financing Tenure : 2-5 years
- Age : Min 21 years old based on year of Birth
- Employment Status : Permanent
- Employment Length : Minimum 1 year
- Processing Fess : Waived
- Deduction:
- Transfer Of Ownership : Max RM15 or 0.015 cents PER RM1,000
- Stamp Duty : Min RM10 or 0.5% whichever is higher
- Takaful : Takaful Coverrage
- Installment Payment : Auto Debit (IBG) or pay over the counter
- Nationality : Malaysia residents with a local residential & local correspondence address
