RHB - PENCEN
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**Balance X 50% | **Balance X 50% | ||
**Month (ELIGIBILITY) | **Month (ELIGIBILITY) | ||
| - | '''Example if cust got house deduction:''' | + | *'''Example if cust got house deduction:''' |
>1000.00 - 300.00(potongan rumah) | >1000.00 - 300.00(potongan rumah) | ||
=700.00 | =700.00 | ||
>700.00 X 50% | >700.00 X 50% | ||
=350.00 (Kelayakan) | =350.00 (Kelayakan) | ||
| - | '''Example if cust no deduction:''' | + | *'''Example if cust no deduction:''' |
>1000.00 X 50% | >1000.00 X 50% | ||
=500.00 (Kelayakan) | =500.00 (Kelayakan) | ||
| - | '''Insurance Calculation''' | + | *'''Insurance Calculation''' |
>Age : 60 yrs | >Age : 60 yrs | ||
Revision as of 09:59, 30 May 2012
Product Features
- Location: Whole Malaysia
- Interest Rate:5.00%
- Payout:RM80 - Insurance (refer table)
- Tenure:Max- 15 years or Age 70 years (which ever comes first)
:Min- 3 yrs
- Age: Max Age to apply: 66 years 9 months
- Financing Amount: RM5,000 to RM100,000
- Pension Amount: RM750.00 and above
Computation
- Gross Pension - Deduction (house-if any)
- Balance X 50%
- Month (ELIGIBILITY)
- Example if cust got house deduction:
>1000.00 - 300.00(potongan rumah)
=700.00
>700.00 X 50%
=350.00 (Kelayakan)
- Example if cust no deduction:
>1000.00 X 50%
=500.00 (Kelayakan)
- Insurance Calculation
>Age : 60 yrs
>Tenure : 10 years
>Loan : RM10K
>>Factor X Loan Amount divide 1000.00
>>91.61 X 10000.00 divide 1000.00
>>Takaful = 916.10
Document Required
- 2 Copies I/C
- 2 Copies Card PENCEN
- 1 Copy Spouse I/C (for male applicant only)
-Sijil Kematian -Sijil Cerai
- PENCEN Statement
- RHB Islamic Saving Account
