Coshare (KFH)
From Internal
(Difference between revisions)
(→Factor Coshare 4.99% - 100%) |
|||
| Line 14: | Line 14: | ||
* Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak | * Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak | ||
| + | == Opsyen Calculation == | ||
| + | * Expired Facility in opsyen 58 years old. | ||
| + | ** Example : 2011 - 1965 = 46 | ||
| + | ** Take 57 - 46 = 11 years. | ||
| + | ** This customer is eligible for 46 years only. | ||
== Document List == | == Document List == | ||
Revision as of 06:25, 6 July 2011
Contents |
Product Features
- Interest Rate: 4.99%
- Payout: 100%
- Tenure: Min 2 years - Max 20 years
- Finance: Min RM2,000 to RM200,000
- Salary: RM1,00 and above only
- Working Experience: 1 Year and above only.
- Age: 19 years and above
- Expired Facility: 58 years old
- Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
- Yuran: Waived
- Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
- CCRIS: Current month not exceeding 3 MIA
- Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 57 - 46 = 11 years.
- This customer is eligible for 46 years only.
Document List
- Senarai Semakan Utama
- Borang CS/PGP-1 atau CS/PGP-2
- Permohonan Pembiayaan
- Borang Pemberitahuan Permohonan
- Borang Pemberitahuan Tawaran
- Surat Agensi
- Surat Makluman
- Borang Pengesahan Butiran Jawatan
- Arahan Penyelesaian Pembiayaan Sedia Ada
- Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
- Borang Kebenaran Mengenakan Fi Perkhidmatan
- Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
- Salinan Slip Gaji 2 bulan seterusnya
- Salinan Kad Pengenalan/Polis
- Salinan Surat Beranak(Untuk Polis Sahaja)
- Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
- Salinan Buku Bank
- Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
- Borang Opsyen / Surat Lanjutan Perkhidmatan
YEARS MONTH FACTOR
- 2 24 19.61
- 3 36 28.99
- 4 48 37.60
- 5 60 45.51
- 6 72 52.81
- 7 84 59.58
- 8 96 65.86
- 9 108 71.71
- 10 120 77.18
- 11 132 82.28
- 12 144 87.08
- 13 156 91.58
- 14 168 95.81
- 15 180 99.81
- 16 192 103.58
- 17 204 107.15
- 18 216 110.53
- 19 228 113.74
- 20 240 116.78
- LOAN ELIGIBLE = DEDUCTION X FACTOR
- IN HAND = LOAN ELIGIBLE X 100%
