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(Created page with "== Product Features == * Interest Rate: ** 2-15 years : 4.9% ** 16-20 years : 5.2% * Payout: 97% - 1 month installment -Stamp Duty (RM50) - Insurance * Tenure: Min 2 years - Ma...") |
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== Product Features == | == Product Features == | ||
* Interest Rate: | * Interest Rate: | ||
- | ** | + | <b>** With Banca Takaful : 4.30% |
- | ** | + | ** Without Banca Takaful : 4.50% |
- | * Payout: 97% - 1 month installment -Stamp Duty ( | + | * Payout: 97% - 1 month installment -Stamp Duty (0.5%) - Processing Fee(2.0%) |
- | * Tenure: Min | + | * Tenure: Min 5 years - Max 20 years |
- | * Finance: Min | + | * Finance: Min RM50,000 to RM200,000 |
* Salary: RM700 and above only | * Salary: RM700 and above only | ||
* Age: 19 years and above | * Age: 19 years and above |
Revision as of 12:29, 28 December 2011
Contents |
Product Features
- Interest Rate:
** With Banca Takaful : 4.30%
- Without Banca Takaful : 4.50%
- Payout: 97% - 1 month installment -Stamp Duty (0.5%) - Processing Fee(2.0%)
- Tenure: Min 5 years - Max 20 years
- Finance: Min RM50,000 to RM200,000
- Salary: RM700 and above only
- Age: 19 years and above
- Expired Facility: 58 years old
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
Payslip Expiry Date
Payslip will expire every 20th. Example:
- February payslip will expire on the 20th April.
- March payslip will expire on the 20th May
Document List
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
Koperasi to request new settlement statement if settlement statement expired
- Kowaja - Kop Wawasan Pekerja - Pekerja Berhad
- Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad
- K. Punb - Kop Pembangunan Usahawan Nasional Berhad
- Ukhwah - Kop Pendidikan Islam Malaysia Berhad
- Koop Pusamaju - Kop Pembangunan usahasama Masyarakat Maju Bhd
- Kobeta - Kop Bersatu Tenaga Malaysia Berhad
- KoIman - Kop Serbaguna Iman Malaysia Berhad
- Kopesadik / Komaju - Kop Maju Ekonomi Pekerja Berhad
- Kowamas - Kop Wawasan Malaysia Berhad
- Kosetia - Kop Perkhidmatan Setia Berhad
- Koputri - Kop Putri Terbilang Malaysia Berhad
- Kuasa - Kop Usahawan Muda Malaysia Berhad
- Sejati - Kop Sejati Berhad (Ambank / Direct)
- Koop Gemilang - Kop Gemilang Siswazah Malaysia Berhad
- CTOS : (Bank Rakyat) (Personal Loan)
- CTOS : MBF(Cards)
- Koop Giat Maju - Kop Giat Maju Berhad
- Koperkasa - Koperasi Koperkasa Berhad
Target Market
- All Ag Payslip
- Polis
- LHDN
- State AG
- Perkeso
Non Target Market
- Mostly all submission from majlis.
- Kontrak
- DBKL
- Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject