Coshare (KFH)

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Revision as of 07:00, 20 April 2011 (view source) 192.168.1.10 (Talk) ← Older edit		Revision as of 07:24, 20 April 2011 (view source) 192.168.1.10 (Talk) (→Document List) Newer edit →
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	== Document List ==		== Document List ==
-	# MBSB Agreement	+	# Senarai Semakan Utama
-	# BPA - 1 copy	+	# Borang CS/PGP-1 atau CS/PGP-2
-	# Photocopy of IC(disahkan majikan) - 2 copies	+	# Permohonan Pembiayaan
-	# Payslip original - 1 copy	+	# Borang Pemberitahuan Permohonan
-	# Payslip photocopy(disahkan majikan)(3 copies) for 3 months	+	# Borang Pemberitahuan Tawaran
-	# Pengesahan Jawatan	+	# Surat Agensi
-	# Bank Account copy(disahkan majikan)	+	# Surat Makluman
-	# Borang Amanahraya	+	# Borang Pengesahan Butiran Jawatan
-	# Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)	+	# Arahan Penyelesaian Pembiayaan Sedia Ada
-	# Borang Temanku	+	# Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
-	# Settlement statement	+	# Borang Kebenaran Mengenakan Fi Perkhidmatan
-	# Opsyen Letter	+	# Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
		+	# Salinan Slip Gaji 2 bulan seterusnya
		+	# Salinan Kad Pengenalan/Polis
		+	# Salinan Surat Beranak(Untuk Polis Sahaja)
		+	# Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
		+	# Salinan Buku Bank
		+	# Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
		+	# Borang Opsyen / Surat Lanjutan Perkhidmatan
	== Factor Coshare 4.99% - 100% ==		== Factor Coshare 4.99% - 100% ==

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Revision as of 07:24, 20 April 2011

Product Features

• Interest Rate: 4.99%
• Payout: 100%
• Tenure: Min 2 years - Max 20 years
• Finance: Min RM2,000 to RM200,000
• Salary: RM1,00 and above only
• Working Experience: 1 Year and above only.
• Age: 19 years and above
• Expired Facility: 58 years old
• Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
• Yuran: Waived
• Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
• CCRIS: Current month not exceeding 3 MIA
• Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak

Document List

1. Senarai Semakan Utama
2. Borang CS/PGP-1 atau CS/PGP-2
3. Permohonan Pembiayaan
4. Borang Pemberitahuan Permohonan
5. Borang Pemberitahuan Tawaran
6. Surat Agensi
7. Surat Makluman
8. Borang Pengesahan Butiran Jawatan
9. Arahan Penyelesaian Pembiayaan Sedia Ada
10. Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
11. Borang Kebenaran Mengenakan Fi Perkhidmatan
12. Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
13. Salinan Slip Gaji 2 bulan seterusnya
14. Salinan Kad Pengenalan/Polis
15. Salinan Surat Beranak(Untuk Polis Sahaja)
16. Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
17. Salinan Buku Bank
18. Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
19. Borang Opsyen / Surat Lanjutan Perkhidmatan

Factor Coshare 4.99% - 100%

YEARS MONTH FACTOR 2 24 19.61 3 36 28.99 4 48 37.60 5 60 45.51 6 72 52.81 7 84 59.58 8 96 65.86 9 108 71.71 10 120 77.18 11 132 82.28 12 144 87.08

13 156 91.58 14 168 95.81 15 180 99.81 16 192 103.58 17 204 107.15 18 216 110.53 19 228 113.74 20 240 116.78

• LOAN ELIGIBLE = DEDUCTION X FACTOR
• IN HAND = LOAN ELIGIBLE X 100%