MBSB - Exec-i

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Revision as of 14:54, 14 September 2011 (view source) 192.168.1.12 (Talk) (→Non Target Market) ← Older edit		Revision as of 14:54, 14 September 2011 (view source) 192.168.1.12 (Talk) (→Non Target Market) Newer edit →
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	# Perkeso		# Perkeso
	# Non Ag(Case by case)		# Non Ag(Case by case)
-
-	== Non Target Market ==
-	# Mostly all submission from majlis.
-	# Kontrak
-	# DBKL
-	# Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject

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Revision as of 14:54, 14 September 2011

Contents [hide] 1 Product Features 2 Special Criteria 3 Payslip expiry date 4 Document List 5 Koperasi to request new settlement statement if settlement statement expired 6 Non Target Market 7 Target Market

Product Features

• Location: Whole Malaysia
• Interest Rate:
  • 2-3 years = 3.5%
  • 4-10 years = 4.1%v
  • 11-25 years = 5.2%
• Payout: 97% -(1 Month installment)-Stamp Duty(RM50) - Insurance
• Tenure: Min 2 years - Max 25 years
• Finance: Min RM3,000 to RM300,000(RM200,000 and above MUST sign TAKAFUL HEALTH DECLARATION FORM)
• Salary: RM3,500 and above only
• Age: 19 years and above
• Expired Facility: 58 years old
• Yuran: Waived
• CTOS: RM20,000 and below.(Please provide settlement statement if customer wishes to settle)

Special Criteria

• Customer may option to increase his/her tenure up to 25 years
• Max loan application is RM300,000

Payslip expiry date

Payslip will expire every 20th. Example:

• February payslip will expire on the 20th April.
• March payslip will expire on the 20th May

Document List

1. MBSB Agreement
2. BPA - 1 copy
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan
7. Bank Account copy(disahkan majikan)
8. Borang Amanahraya
9. Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
10. Borang Temanku
11. Settlement statement
12. Opsyen Letter

Koperasi to request new settlement statement if settlement statement expired

1. Kowaja - Kop Wawasan Pekerja - Pekerja Berhad
2. Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad
3. K. Punb - Kop Pembangunan Usahawan Nasional Berhad
4. Ukhwah - Kop Pendidikan Islam Malaysia Berhad
5. Koop Pusamaju - Kop Pembangunan usahasama Masyarakat Maju Bhd
6. Kobeta - Kop Bersatu Tenaga Malaysia Berhad
7. KoIman - Kop Serbaguna Iman Malaysia Berhad
8. Kopesadik / Komaju - Kop Maju Ekonomi Pekerja Berhad
9. Kowamas - Kop Wawasan Malaysia Berhad
10. Kosetia - Kop Perkhidmatan Setia Berhad
11. Koputri - Kop Putri Terbilang Malaysia Berhad
12. Kuasa - Kop Usahawan Muda Malaysia Berhad
13. Sejati - Kop Sejati Berhad (Ambank / Direct)
14. Koop Gemilang - Kop Gemilang Siswazah Malaysia Berhad
15. CTOS : (Bank Rakyat) (Personal Loan)
16. CTOS : MBF(Cards)
17. Koop Giat Maju - Kop Giat Maju Berhad
18. Koperkasa - Koperasi Koperkasa Berhad

Non Target Market

1. Mostly all submission from majlis.
2. Kontrak
3. DBKL
4. Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject

Target Market

1. Ag Payslip
2. Polis
3. LHDN
4. State AG
5. Perkeso
6. Non Ag(Case by case)