Coshare (KFH)
From Internal
(Difference between revisions)
(→Product Features) |
(→Opsyen Calculation) |
||
| Line 27: | Line 27: | ||
* Expired Facility in opsyen 58 years old. | * Expired Facility in opsyen 58 years old. | ||
** Example : 2011 - 1965 = 46 | ** Example : 2011 - 1965 = 46 | ||
| - | ** Take | + | ** Take 58 - 1 year - 46 = 11 years. |
| - | ** This customer is eligible for | + | ** This customer is eligible for 11 years only. |
== Document List == | == Document List == | ||
Revision as of 13:53, 13 September 2011
Contents |
Product Features
- Location: Whole Malaysia
- Interest Rate: 4.99%
- Payout: 100%
- Tenure: Min 2 years - Max 20 years
- Employment Status :
- Kerani Keatas - 2 years
- Pekerja Am Rendah(PAR) - 3 years
- Pegawai Keselamatan - 3 years
- Tukang Masak - 3 years
- Driver - 3 years
- Finance: Min RM2,000 to RM200,000
- TAT: 2 - 3 weeks
- Salary: RM1,000 and above only
- Working Experience: 1 Year and above only.
- Age: 19 years and above
- Expired Facility: 58 years old
- Eligible Criteria: Refer to our system(under Report > Department Report) for more details.
- Yuran: Waived
- Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement
- CCRIS: Waived
Special Remarks
- Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Document List
- Senarai Semakan Utama
- Borang CS/PGP-1 atau CS/PGP-2
- Permohonan Pembiayaan
- Borang Pemberitahuan Permohonan
- Borang Pemberitahuan Tawaran
- Surat Agensi
- Surat Makluman
- Borang Pengesahan Butiran Jawatan
- Arahan Penyelesaian Pembiayaan Sedia Ada
- Borang AkuJanji Penentuan Had Kelayakan Pembiayaan
- Borang Kebenaran Mengenakan Fi Perkhidmatan
- Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies
- Salinan Slip Gaji 2 bulan seterusnya
- Salinan Kad Pengenalan/Polis
- Salinan Surat Beranak(Untuk Polis Sahaja)
- Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary
- Salinan Buku Bank
- Penyata Penyelesaian Pinjaman Institusi Kewangan Lain
- Borang Opsyen / Surat Lanjutan Perkhidmatan
YEARS ..MONTH.. FACTOR
- 2...........24.........19.61
- 3...........36.........28.99
- 4...........48.........37.60
- 5...........60.........45.51
- 6...........72.........52.81
- 7...........84.........59.58
- 8...........96.........65.86
- 9...........108........71.71
- 10..........120........77.18
- 11..........132........82.28
- 12..........144........87.08
- 13..........156........91.58
- 14..........168........95.81
- 15..........180........99.81
- 16..........192........103.58
- 17..........204........107.15
- 18..........216........110.53
- 19..........228........113.74
- 20..........240........116.78
- LOAN ELIGIBLE = DEDUCTION X FACTOR
- IN HAND = LOAN ELIGIBLE X 100%
