Perdanajaya - Bank Rakyat

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(Factor Perdanajaya 5.55% - 94%)
(Factor Perdanajaya 5.55% - 94%)
Line 31: Line 31:
<b>YEARS</b>..........<b>MONTH</b>............<b>FACTOR</b>
<b>YEARS</b>..........<b>MONTH</b>............<b>FACTOR</b>
*2....................24....................21.17
*2....................24....................21.17
-
*3....................36 30.24
+
*3....................36....................30.24
-
*4....................48 38.48
+
*4....................48....................38.48
-
*5....................60 46.02
+
*5....................60....................46.02
-
*6....................72 52.92
+
*6....................72....................52.92
-
*7....................84 59.26
+
*7....................84....................59.26
-
*8....................96 65.13
+
*8....................96....................65.13
-
*9....................108 70.55
+
*9....................108....................70.55
-
*10..................120 75.59
+
*10..................120....................75.59
-
*11..................132 80.29
+
*11..................132....................80.29
-
*12..................144 84.67
+
*12..................144....................84.67
-
*13..................156 88.77
+
*13..................156....................88.77
-
*14..................168 92.59
+
*14..................168....................92.59
-
*15..................180 96.20
+
*15..................180....................96.20
-
*16..................192 99.60
+
*16..................192....................99.60
-
*17..................204 102.83
+
*17..................204....................102.83
-
*18..................216 105.82
+
*18..................216....................105.82
-
*19..................228 108.70
+
*19..................228....................108.70
-
*20..................240 111.42
+
*20..................240....................111.42
* LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
* LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
-
* IN HAND = LOAN ELIGIBL
+
* IN HAND = LOAN ELIGIBLE X 94% - RM400

Revision as of 11:52, 13 September 2011

Contents

Product Features

  • Location : Whole Malaysia
  • Employment Status : 6 months and above
  • Interest Rate: 5.55%
  • Payout: 94% - RM400
  • Finance: Min RM2,000 to RM200,000
  • Salary : No minimum amount
  • Age : 18 years and above
  • Expired Facility : 58 years old(with opsyen letter)
  • Tenure: 20 Years
  • Koop Charges: RM400
  • TAT: 1 month
  • Yuran: RM30
  • Settlement: Valid before 2 weeks
  • Ctos:
    • Blacklist up to RM30,000 are accepted.
    • Blacklist above RM30,000 can be considered on case by case basis.

Target Market

  • All government employee
  • Some Jabatan/GLC/Bhd/Sdn Bhd employee(Please refer to mss system > Department Report.

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Factor Perdanajaya 5.55% - 94%

YEARS..........MONTH............FACTOR

  • 2....................24....................21.17
  • 3....................36....................30.24
  • 4....................48....................38.48
  • 5....................60....................46.02
  • 6....................72....................52.92
  • 7....................84....................59.26
  • 8....................96....................65.13
  • 9....................108....................70.55
  • 10..................120....................75.59
  • 11..................132....................80.29
  • 12..................144....................84.67
  • 13..................156....................88.77
  • 14..................168....................92.59
  • 15..................180....................96.20
  • 16..................192....................99.60
  • 17..................204....................102.83
  • 18..................216....................105.82
  • 19..................228....................108.70
  • 20..................240....................111.42
  • LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
  • IN HAND = LOAN ELIGIBLE X 94% - RM400
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