Perdanajaya - Bank Rakyat

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(Factor Perdanajaya 5.55% - 94%)
(Factor Perdanajaya 5.55% - 94%)
Line 38: Line 38:
*8....................96 65.13
*8....................96 65.13
*9....................108 70.55
*9....................108 70.55
-
*10....................120 75.59
+
*10...................120 75.59
-
*11....................132 80.29
+
*11...................132 80.29
-
*12....................144 84.67
+
*12...................144 84.67
-
*13....................156 88.77
+
*13...................156 88.77
-
*14....................168 92.59
+
*14...................168 92.59
-
*15....................180 96.20
+
*15...................180 96.20
-
*16....................192 99.60
+
*16...................192 99.60
-
*17....................204 102.83
+
*17...................204 102.83
-
*18....................216 105.82
+
*18...................216 105.82
-
*19....................228 108.70
+
*19...................228 108.70
-
*20....................240 111.42
+
*20...................240 111.42
* LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
* LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
* IN HAND = LOAN ELIGIBL
* IN HAND = LOAN ELIGIBL

Revision as of 11:51, 13 September 2011

Contents

Product Features

  • Location : Whole Malaysia
  • Employment Status : 6 months and above
  • Interest Rate: 5.55%
  • Payout: 94% - RM400
  • Finance: Min RM2,000 to RM200,000
  • Salary : No minimum amount
  • Age : 18 years and above
  • Expired Facility : 58 years old(with opsyen letter)
  • Tenure: 20 Years
  • Koop Charges: RM400
  • TAT: 1 month
  • Yuran: RM30
  • Settlement: Valid before 2 weeks
  • Ctos:
    • Blacklist up to RM30,000 are accepted.
    • Blacklist above RM30,000 can be considered on case by case basis.

Target Market

  • All government employee
  • Some Jabatan/GLC/Bhd/Sdn Bhd employee(Please refer to mss system > Department Report.

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Factor Perdanajaya 5.55% - 94%

YEARS..........MONTH............FACTOR

  • 2....................24....................21.17
  • 3....................36 30.24
  • 4....................48 38.48
  • 5....................60 46.02
  • 6....................72 52.92
  • 7....................84 59.26
  • 8....................96 65.13
  • 9....................108 70.55
  • 10...................120 75.59
  • 11...................132 80.29
  • 12...................144 84.67
  • 13...................156 88.77
  • 14...................168 92.59
  • 15...................180 96.20
  • 16...................192 99.60
  • 17...................204 102.83
  • 18...................216 105.82
  • 19...................228 108.70
  • 20...................240 111.42
  • LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
  • IN HAND = LOAN ELIGIBL
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