RHB - PENCEN
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* Payout: Loan Amount - RM80 - Less Insurance | * Payout: Loan Amount - RM80 - Less Insurance | ||
* Tenure: 3 to 15 years | * Tenure: 3 to 15 years | ||
- | * Max | + | * Max Age at end of tenure: 70 years old |
- | + | * Max Age to apply: 66 years 9 months | |
- | * | + | |
* Financing Amount: RM5,000 to RM100,000 | * Financing Amount: RM5,000 to RM100,000 | ||
* Pension Amount: RM750.00 and above | * Pension Amount: RM750.00 and above |
Revision as of 03:53, 4 June 2012
Contents |
Product Features
- Location: Whole Malaysia
- Interest Rate:5.00%
- Payout: Loan Amount - RM80 - Less Insurance
- Tenure: 3 to 15 years
- Max Age at end of tenure: 70 years old
- Max Age to apply: 66 years 9 months
- Financing Amount: RM5,000 to RM100,000
- Pension Amount: RM750.00 and above
Computation
- Gross Pension - Deduction (House-if any)
- Balance x 50%
- Month (ELIGIBILITY)
- Example for customer with house deduction:
RM1000.00(Pension Amount) - RM300.00 (potongan rumah) = RM700.00 RM700.00 X 50% = RM350.00 (Kelayakan)- Refer to repayment table to get loan.
- Example for customer without deduction:
RM1000.00 x 50% = RM500.00 (Kelayakan)- Refer to repayment table to get loan.
- Insurance Calculation
- Example to calculate insurance amount:
- Age : 55 yrs(Pemohon)
- Tenure : 10 years
- Loan : RM10K
- Factor (refer table) x Loan Amount ÷ 1000.00
- 62.23 x 10000.00 ÷ 1000.00'
- Takaful = 622.30
Document Required
- 2 Copies I/C
- 2 Copies Card PENCEN
- 1 Copy Spouse I/C (for male applicant only)
- Sijil Kematian(Jika pemohon duda)
- Sijil Cerai(Jika pemohon sudah bercerai)
- PENCEN Statement
- RHB Islamic Saving Account
- Balu (Tidak perlu I/C Suami)
Application Form Downloads
You can download and print application form on your own.
- Application form for Army - Media:Rhb-pension-scheme-army.zip
- Application form for JPA - Media:Rhb-pension-scheme-jpa.zip
Notes:
- Letter of Offer - 3 sets
- Other forms - 1 set