RHB - PENCEN
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* Location: Whole Malaysia | * Location: Whole Malaysia | ||
* Interest Rate:5.00% | * Interest Rate:5.00% | ||
| - | * Payout : Loan Amount | + | * Payout: Loan Amount - RM80 - Less Insurance |
| - | * Tenure: | + | * Tenure: 3 to 15 years |
| - | + | * Max age at end of tenure: 70 years old | |
| - | + | ||
* Age: Max Age to apply: 66 years 9 months | * Age: Max Age to apply: 66 years 9 months | ||
Revision as of 03:52, 4 June 2012
Contents |
Product Features
- Location: Whole Malaysia
- Interest Rate:5.00%
- Payout: Loan Amount - RM80 - Less Insurance
- Tenure: 3 to 15 years
- Max age at end of tenure: 70 years old
- Age: Max Age to apply: 66 years 9 months
- Financing Amount: RM5,000 to RM100,000
- Pension Amount: RM750.00 and above
Computation
- Gross Pension - Deduction (House-if any)
- Balance x 50%
- Month (ELIGIBILITY)
- Example for customer with house deduction:
RM1000.00(Pension Amount) - RM300.00 (potongan rumah)
= RM700.00
RM700.00 X 50%
= RM350.00 (Kelayakan)- Refer to repayment table to get loan.
- Example for customer without deduction:
RM1000.00 x 50%
= RM500.00 (Kelayakan)- Refer to repayment table to get loan.
- Insurance Calculation
- Example to calculate insurance amount:
- Age : 55 yrs(Pemohon)
- Tenure : 10 years
- Loan : RM10K
- Factor (refer table) x Loan Amount ÷ 1000.00
- 62.23 x 10000.00 ÷ 1000.00'
- Takaful = 622.30
Document Required
- 2 Copies I/C
- 2 Copies Card PENCEN
- 1 Copy Spouse I/C (for male applicant only)
- Sijil Kematian(Jika pemohon duda)
- Sijil Cerai(Jika pemohon sudah bercerai)
- PENCEN Statement
- RHB Islamic Saving Account
- Balu (Tidak perlu I/C Suami)
Application Form Downloads
You can download and print application form on your own.
- Application form for Army - Media:Rhb-pension-scheme-army.zip
- Application form for JPA - Media:Rhb-pension-scheme-jpa.zip
Notes:
- Letter of Offer - 3 sets
- Other forms - 1 set
