RHB - PENCEN
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(→Product Features) |
(→Computation) |
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**Month (ELIGIBILITY) | **Month (ELIGIBILITY) | ||
'''Example if cust got house deduction:''' | '''Example if cust got house deduction:''' | ||
| - | >1000 - 300(potongan rumah) | + | >1000.00 - 300.00(potongan rumah) |
| - | =700 | + | =700.00 |
| - | >700 X 50% | + | >700.00 X 50% |
| - | =350 (Kelayakan) | + | =350.00 (Kelayakan) |
'''Example if cust no deduction:''' | '''Example if cust no deduction:''' | ||
| - | >1000 X 50% | + | >1000.00 X 50% |
| - | =500 (Kelayakan) | + | =500.00 (Kelayakan) |
| + | |||
| + | '''Insurance Calculation''' | ||
| + | |||
| + | >Age : 60 yrs | ||
| + | >Tenure : 10 years | ||
| + | >Loan : RM10K | ||
| + | |||
| + | >>Factor X Loan Amount divide 1000.00 | ||
| + | >>91.61 X 10000.00 divide 1000.00 | ||
| + | >>Takaful = 916.10 | ||
Revision as of 09:48, 30 May 2012
Product Features
- Location: Whole Malaysia
- Interest Rate:5.00%
- Payout:RM80 - Insurance (refer table)
- Tenure:Max- 15 years or Age 70 years (which ever comes first)
:Min- 3 yrs
- Age: Max Age to apply: 66 years 9 months
- Financing Amount: RM5,000 to RM100,000
- Pension Amount: RM750.00 and above
Computation
- Gross Pension - Deduction (house-if any)
- Balance X 50%
- Month (ELIGIBILITY)
Example if cust got house deduction:
>1000.00 - 300.00(potongan rumah)
=700.00
>700.00 X 50%
=350.00 (Kelayakan)
Example if cust no deduction:
>1000.00 X 50%
=500.00 (Kelayakan)
Insurance Calculation
>Age : 60 yrs
>Tenure : 10 years
>Loan : RM10K
>>Factor X Loan Amount divide 1000.00
>>91.61 X 10000.00 divide 1000.00
>>Takaful = 916.10
