MBSB - XChange-i
From Internal
(Difference between revisions)
(→Document List) |
(→Product Features) |
||
| Line 11: | Line 11: | ||
** With Banca Takaful : <b>4.30%</b> - minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer | ** With Banca Takaful : <b>4.30%</b> - minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer | ||
** Without Banca Takaful : <b>4.50%</b> | ** Without Banca Takaful : <b>4.50%</b> | ||
| - | * Payout: 98% - 1 month installment - RM650(with BANCA TAKAFUL) | + | * Payout: 98% - 1 month installment - RM650(with BANCA TAKAFUL)- RM434(Incidental charges include ARB RM350) |
* Tenure: Min 5 years - Max 20 years | * Tenure: Min 5 years - Max 20 years | ||
* Finance: '''Min RM50,000 to RM200,000''' | * Finance: '''Min RM50,000 to RM200,000''' | ||
Revision as of 14:44, 11 January 2012
Contents |
EARLY BIRD PROMOTION !!!
- Interest Rate : 3.99%
- Package Validity : 1st January 2012 - 31st March 2012; or
- upon achieving RM1.0 Billion in disbursement amount
- PLEASE NOTE THAT AFTER EITHER ONE OF THE ABOVE HAS OVERRIDE THE INTEREST RATE WILL GO TO 4.30% AND 4.5%
Product Features
- Area Covered: East Malaysia and West Malaysia
- Package Validity : 6th January 2012 - 31st December 2012
- Interest Rate:
- With Banca Takaful : 4.30% - minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
- Without Banca Takaful : 4.50%
- Payout: 98% - 1 month installment - RM650(with BANCA TAKAFUL)- RM434(Incidental charges include ARB RM350)
- Tenure: Min 5 years - Max 20 years
- Finance: Min RM50,000 to RM200,000
- Salary: RM700 and above only
- Age: 19 years and above
- Expired Facility: 60 years old(opsyen letter)
- Tat: 7 working days
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
Package Validity
- 1/1/2012 to 31/12/2012
Special Requirement
- Customer must overlap at least 1 settlement, but not from MBSB.
- If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.
Refund Of Redemption Statement Charges
- Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)
***Important : Redemption Statement must reflect a rebate amount from existing financier
Payslip Expiry Date
Payslip will expire every 20th. Example:
- February payslip will expire on the 20th April.
- March payslip will expire on the 20th May
Document List
**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office. Thank You.
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
Target Market
- Same target market as Vaganza
Non Target Market
- To be inform later
