MBSB - XChange-i
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* Package Validity : 1st January 2012 - 31st March 2012; or | * Package Validity : 1st January 2012 - 31st March 2012; or | ||
* upon achieving RM1.0 Billion in disbursement amount | * upon achieving RM1.0 Billion in disbursement amount | ||
| + | * PLEASE NOTE THAT AFTER 31st March 2012 THE INTEREST RATE WILL GO TO 4.30% AND 4.5% | ||
== Product Features == | == Product Features == | ||
Revision as of 14:21, 28 December 2011
Contents |
EARLY BIRD PROMOTION !!!
- Interest Rate : 3.99%
- Package Validity : 1st January 2012 - 31st March 2012; or
- upon achieving RM1.0 Billion in disbursement amount
- PLEASE NOTE THAT AFTER 31st March 2012 THE INTEREST RATE WILL GO TO 4.30% AND 4.5%
Product Features
- Location: Whole Malaysia
- Package Validity : 6th January 2012 - 31st December 2012
- Interest Rate:
- With Banca Takaful : 4.30%
- Without Banca Takaful : 4.50%
- Payout: 98% - 1 month installment
- Tenure: Min 5 years - Max 20 years
- Finance: Min RM50,000 to RM200,000
- Salary: RM700(inclusive of fixed allowance) and above only
- Age: 19 years and above
- Expired Facility: 60 years old(opsyen letter)
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
- Important: Customer must overlap at least 1 settlement(not from MBSB). Customer are allowed to have 2 account deduction from MBSB for this package.
Refund Of Redemption Statement Charges
- Charges on Redemption Statement(RS) Imposed by other banks - RM50.00 per RS; up to 5 RS per application(reimbursement basis)
***Important : Redemption Statement must reflect a rebate amount from existing financier
Payslip Expiry Date
Payslip will expire every 20th. Example:
- February payslip will expire on the 20th April.
- March payslip will expire on the 20th May
Document List
**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
Target Market
- All Ag Payslip
- Polis
- LHDN
- State AG
- Perkeso
- Lembaga
- Universiti
Non Target Market
- Mostly all submission from majlis.
- Kontrak
- DBKL
- Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject
