Perdanajaya - Bank Rakyat
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(Difference between revisions)
(→Factor Perdanajaya 5.55% - 94%) |
(→Factor Perdanajaya 5.55% - 94%) |
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<b>YEARS</b>..........<b>MONTH</b>............<b>FACTOR</b> | <b>YEARS</b>..........<b>MONTH</b>............<b>FACTOR</b> | ||
*2....................24....................21.17 | *2....................24....................21.17 | ||
| - | *3 36 30.24 | + | *3....................36 30.24 |
| - | *4 48 38.48 | + | *4....................48 38.48 |
| - | *5 60 46.02 | + | *5....................60 46.02 |
| - | *6 72 52.92 | + | *6....................72 52.92 |
| - | *7 84 59.26 | + | *7....................84 59.26 |
| - | *8 96 65.13 | + | *8....................96 65.13 |
| - | *9 108 70.55 | + | *9....................108 70.55 |
| - | *10 120 75.59 | + | *10....................120 75.59 |
| - | *11 132 80.29 | + | *11....................132 80.29 |
| - | *12 144 84.67 | + | *12....................144 84.67 |
| - | *13 156 88.77 | + | *13....................156 88.77 |
| - | *14 168 92.59 | + | *14....................168 92.59 |
| - | *15 180 96.20 | + | *15....................180 96.20 |
| - | *16 192 99.60 | + | *16....................192 99.60 |
| - | *17 204 102.83 | + | *17....................204 102.83 |
| - | *18 216 105.82 | + | *18....................216 105.82 |
| - | *19 228 108.70 | + | *19....................228 108.70 |
| - | *20 240 111.42 | + | *20....................240 111.42 |
* LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR | * LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR | ||
* IN HAND = LOAN ELIGIBL | * IN HAND = LOAN ELIGIBL | ||
Revision as of 11:51, 13 September 2011
Contents |
Product Features
- Location : Whole Malaysia
- Employment Status : 6 months and above
- Interest Rate: 5.55%
- Payout: 94% - RM400
- Finance: Min RM2,000 to RM200,000
- Salary : No minimum amount
- Age : 18 years and above
- Expired Facility : 58 years old(with opsyen letter)
- Tenure: 20 Years
- Koop Charges: RM400
- TAT: 1 month
- Yuran: RM30
- Settlement: Valid before 2 weeks
- Ctos:
- Blacklist up to RM30,000 are accepted.
- Blacklist above RM30,000 can be considered on case by case basis.
Target Market
- All government employee
- Some Jabatan/GLC/Bhd/Sdn Bhd employee(Please refer to mss system > Department Report.
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Factor Perdanajaya 5.55% - 94%
YEARS..........MONTH............FACTOR
- 2....................24....................21.17
- 3....................36 30.24
- 4....................48 38.48
- 5....................60 46.02
- 6....................72 52.92
- 7....................84 59.26
- 8....................96 65.13
- 9....................108 70.55
- 10....................120 75.59
- 11....................132 80.29
- 12....................144 84.67
- 13....................156 88.77
- 14....................168 92.59
- 15....................180 96.20
- 16....................192 99.60
- 17....................204 102.83
- 18....................216 105.82
- 19....................228 108.70
- 20....................240 111.42
- LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
- IN HAND = LOAN ELIGIBL
