Perdanajaya - Bank Rakyat
From Internal
(Difference between revisions)
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**Blacklist above RM30,000 can be considered on case by case basis. | **Blacklist above RM30,000 can be considered on case by case basis. | ||
| - | == | + | == Target Market == |
| + | * All government employee | ||
| + | * Some Jabatan/GLC/Bhd/Sdn Bhd employee(Please refer to mss system > Department Report. | ||
| + | |||
| + | == Opsyen Calculation == | ||
| + | |||
== Factor == | == Factor == | ||
Revision as of 11:45, 13 September 2011
Contents |
Product Features
- Location : Whole Malaysia
- Employment Status : 6 months and above
- Interest Rate: 5.55%
- Payout: 94% - RM400
- Finance: Min RM2,000 to RM200,000
- Salary : No minimum amount
- Age : 18 years and above
- Expired Facility : 58 years old(with opsyen letter)
- Tenure: 20 Years
- Koop Charges: RM400
- TAT: 1 month
- Yuran: RM30
- Settlement: Valid before 2 weeks
- Ctos:
- Blacklist up to RM30,000 are accepted.
- Blacklist above RM30,000 can be considered on case by case basis.
Target Market
- All government employee
- Some Jabatan/GLC/Bhd/Sdn Bhd employee(Please refer to mss system > Department Report.
Opsyen Calculation
Factor
PERDANAJAYA (5.55%)
- YEARS MONTH FACTOR
- 2 24 21.17
- 3 36 30.24
- 4 48 38.48
- 5 60 46.02
- 6 72 52.92
- 7 84 59.26
- 8 96 65.13
- 9 108 70.55
- 10 120 75.59
- 11 132 80.29
- 12 144 84.67
- 13 156 88.77
- 14 168 92.59
- 15 180 96.20
- 16 192 99.60
- 17 204 102.83
- 18 216 105.82
- 19 228 108.70
- 20 240 111.42
- LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
- IN HAND = LOAN ELIGIBL
