Perdanajaya - Bank Rakyat

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== Product Features ==
== Product Features ==
-
*Location : Whole Malaysia
+
* Location : Whole Malaysia
 +
* Employment Status : 6 months and above
* Interest Rate: 5.55%
* Interest Rate: 5.55%
* Payout: 94% - RM400
* Payout: 94% - RM400
-
* Max Loan: Min RM2,000 to RM200,000
+
* Finance: Min RM2,000 to RM200,000
 +
* Salary : No minimum amount
 +
* Age : 18 years and above
 +
* Expired Facility : 58 years old(with opsyen letter)
* Tenure: 20 Years
* Tenure: 20 Years
* Koop Charges: RM400
* Koop Charges: RM400
-
* TAT: 2 Weeks
+
* TAT: 1 month
* Yuran: RM30
* Yuran: RM30
* Settlement: Valid before 2 weeks
* Settlement: Valid before 2 weeks
-
* Blacklist: Blacklist up to RM30,000 are accepted.
+
* Ctos:  
-
            Blacklist above RM30,000 can be considered on case by case basis.
+
**Blacklist up to RM30,000 are accepted.
 +
**Blacklist above RM30,000 can be considered on case by case basis.
== Important Notes ==
== Important Notes ==

Revision as of 11:41, 13 September 2011

Product Features

  • Location : Whole Malaysia
  • Employment Status : 6 months and above
  • Interest Rate: 5.55%
  • Payout: 94% - RM400
  • Finance: Min RM2,000 to RM200,000
  • Salary : No minimum amount
  • Age : 18 years and above
  • Expired Facility : 58 years old(with opsyen letter)
  • Tenure: 20 Years
  • Koop Charges: RM400
  • TAT: 1 month
  • Yuran: RM30
  • Settlement: Valid before 2 weeks
  • Ctos:
    • Blacklist up to RM30,000 are accepted.
    • Blacklist above RM30,000 can be considered on case by case basis.

Important Notes

Factor

PERDANAJAYA (5.55%)

  • YEARS MONTH FACTOR
  • 2 24 21.17
  • 3 36 30.24
  • 4 48 38.48
  • 5 60 46.02
  • 6 72 52.92
  • 7 84 59.26
  • 8 96 65.13
  • 9 108 70.55
  • 10 120 75.59
  • 11 132 80.29
  • 12 144 84.67
  • 13 156 88.77
  • 14 168 92.59
  • 15 180 96.20
  • 16 192 99.60
  • 17 204 102.83
  • 18 216 105.82
  • 19 228 108.70
  • 20 240 111.42
  • LOAN ELIGIBLE = DEDUCTION – RM30 X FACTOR
  • IN HAND = LOAN ELIGIBL