Yayasan Ihsan Rakyat -YIR
From Internal
(Difference between revisions)
(→Special Note) |
(→Rate Segment) |
||
| Line 24: | Line 24: | ||
*Status : Permanent | *Status : Permanent | ||
*Tenure : 2 - 10 years | *Tenure : 2 - 10 years | ||
| - | *Age : | + | *Age : 20 to 58 years |
| - | * | + | *Age (PDRM) : 20 to 55 years |
*Payout : 81% | *Payout : 81% | ||
*Adv Instalment: 1 Month | *Adv Instalment: 1 Month | ||
| Line 33: | Line 33: | ||
*Status : Permanent | *Status : Permanent | ||
*Tenure : 1 - 10 years | *Tenure : 1 - 10 years | ||
| - | |||
| - | |||
*Salary : RM1,500 and above | *Salary : RM1,500 and above | ||
*Min Net Income: RM900.00 (WM) RM 700.00(EM) | *Min Net Income: RM900.00 (WM) RM 700.00(EM) | ||
| Line 40: | Line 38: | ||
| - | + | === SEGMENT 11.00% :B7 === | |
| - | + | '''A-AG & PDRM ''' | |
| - | === SEGMENT 11.00% : | + | (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak) |
| - | '''A-AG | + | |
*Service Period : 1 Year and above | *Service Period : 1 Year and above | ||
*Status : Permanent | *Status : Permanent | ||
| - | *Tenure : | + | *Tenure : 1 - 10 years |
| - | *Age : | + | *Age : 20 to 58 years |
| - | *Salary : RM1, | + | *Age (PDRM) : 20 to 55 years |
| + | *Salary : RM1,500 and above | ||
*Payout : 71% | *Payout : 71% | ||
| - | *Financing Amount: RM3,000 to | + | *Adv Instalment: 2 Month |
| - | + | *Financing Amount: RM3,000 to RM50,000(West Malaysia) | |
| + | *Financing Amount: RM2,500 to RM50,000 (East Malaysia) | ||
| + | *Min Net Income: RM900.00 (WM) RM 700.00(EM) | ||
*Service Period : 1 Year and above | *Service Period : 1 Year and above | ||
*Status : Permanent | *Status : Permanent | ||
| - | * | + | *Ctos: below RM25K can submit. |
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
== Calculation Sheet & Repayment Table == | == Calculation Sheet & Repayment Table == | ||
[[Media:YIR-CEF.xls]] | [[Media:YIR-CEF.xls]] | ||
Revision as of 02:20, 6 May 2016
Contents |
Product Features
- Location: Whole Malaysia
- Tenure: 2 - 10 years
- Age: 23 years old and above
- For more details, pls click below:
- Criteria : Media:YIR-criteria.pdf
Special Note
- With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
- Example: Media:YIR.pdf
- Jika mahu buat 2nd loan, pastikan potongan 1ST loan sudah ada dalam payslip.
- Gaji Bersih :RM900.00
- Opsyen Bersara untuk POLIS :55 tahun sahaja walaupun majikan beri 60 tahun
- Opsyen Bersara untuk AG :58 tahun sahaja walaupun majikan beri 60 tahun
- Sector E - pembantu am rendah, pengawal, pemandu, operator, attendant, tukang masak
- Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).
Rate Segment
SEGMENT 8.99% :B6
A-AG & PDRM (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)
- Service Period : 1 Year and above
- Status : Permanent
- Tenure : 2 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 81%
- Adv Instalment: 1 Month
- Financing Amount: RM3,000 to RM100,000(West Malaysia)
- Financing Amount: RM2,500 to RM50,000 (East Malaysia)
- Service Period : 1 Years and above
- Status : Permanent
- Tenure : 1 - 10 years
- Salary : RM1,500 and above
- Min Net Income: RM900.00 (WM) RM 700.00(EM)
- Ctos: below RM25K can submit.
SEGMENT 11.00% :B7
A-AG & PDRM (Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)
- Service Period : 1 Year and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Salary : RM1,500 and above
- Payout : 71%
- Adv Instalment: 2 Month
- Financing Amount: RM3,000 to RM50,000(West Malaysia)
- Financing Amount: RM2,500 to RM50,000 (East Malaysia)
- Min Net Income: RM900.00 (WM) RM 700.00(EM)
- Service Period : 1 Year and above
- Status : Permanent
- Ctos: below RM25K can submit.
