Petronesa - HDM Capital

From Internal

Revision as of 08:28, 12 July 2011

Product Features

• Location : West Malaysia only.
• Type OF Employer (Ag Policy)

1. Federal Government(AG)
2. Police
3. Government Universities & Hospitals
4. West Malaysia state Government(State Treasury Payslip)
5. LHDN, KWSP & Perkeso
6. Majlis Amanah Rakyat(MARA)
7. Employer with pension scheme(under acceptance list)

Employment Status A

• Criteria :
  • Permanent
  • Working more then 1 year
  • Payslip WITHOUT deduction EPF
• Interest : 6.99%
• Tenure : Min 1 to 20 Years.
• Payout : 90%
• Facility Amount :
  • Minimum : RM1000
  • Maximum : RM150,000 or 50Xs which ever is lower
  • PRA, Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max Rm75,000
  • Pegawai Keselamatan, Polis Keselamatan, Polis Bantuan & Jaga : Max 30,000
• Financing Age :
  • Retirement Age Financing Age
  • 55 18 to 54.25
  • 56 18 to 55.00
  • 58 18 to 56.50
• Minimum Salary :
  • RM800 - Police
  • RM900 - All applicants.

Employment Status B

• Criteria :
  • Permanent
  • Working more then 1 year
  • Payslip WITH deduction EPF
• Facility Amount :

1. Working 1 to 3 years(under EPF)

• • Max RM100,000.00 or, IF 25Xs below RM50,000.00 can go for RM50,000.00

1. Working more than 3 years(Under EPF)

• • Max RM100,000.00 or, IF 25Xs below RM50,000.00 can go for RM50,000.00
  • PRA, Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max RM30,000
  • Pegawai Keselamatan, Polis Keselamatan, Polis Bantuan & Jaga : Max N/A

• Other Requirements : Same with Employment Status A