Kobeta -CIMB - Revision history

Mimi: /* Document List */

2020-07-17T08:42:18Z

Document List

← Older revision		Revision as of 08:42, 17 July 2020
Line 32:		Line 32:
	*Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].		*Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
	*Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.		*Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.
-		+	**'''CONTOH ISI BORANG KOBETA CIMB'''
		+	**please click : [[File:Kobeta-CIMB6.90-Form.pdf]]

	== Calculation & Repayment Table ==		== Calculation & Repayment Table ==

Mimi at 07:59, 17 July 2020

2020-07-17T07:59:21Z

← Older revision		Revision as of 07:59, 17 July 2020
Line 18:		Line 18:
	# KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 8%		# KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 8%
	# Sinking Fund - 2%		# Sinking Fund - 2%
-
	*TAT: 2-3 weeks		*TAT: 2-3 weeks
		+

	== Document List ==		== Document List ==

Mimi at 07:58, 17 July 2020

2020-07-17T07:58:53Z

← Older revision		Revision as of 07:58, 17 July 2020
Line 34:		Line 34:


-	== ~~CALCULATION / REPAYMENT TABLE~~ ==	+	== Calculation & Repayment Table ==
	Kobeta Calculation :		Kobeta Calculation :
	*CEF : [[Media:KOBETA-SUSB-CEF-New.zip]]		*CEF : [[Media:KOBETA-SUSB-CEF-New.zip]]

		+
		+	== Non-Target Market ==
		+	'''[[Media:NonTMkobeta-listing-NEW4.pdf]]''' -update 18/7/2017
		+	*JABATAN HAL EHWAL KHAS / KEMENTERIAN JASA AKAN DIBUBARKAN - '''NON TARGET MARKET''' 10/10/2018
		+	* LEMBAGA PERTUBUHAN PELADANG -'''NON TARGET MARKET''' 12/3/2018
		+	* MALIS AGAMA ISLAM DAN ADAT MELAYU - '''NON TARGET MARKET''' 12/3/2018
		+	* TELEKOM MALAYSIA (TM) - '''NON TARGET MARKET'''
		+	* LEMBAGA KOKO - '''NON TARGET MARKET''' -23/10/17
		+	* AMANAH IKHTIAR MALAYSIA (2014) - '''NON TARGET MARKET'''
		+	* LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - '''NON TARGET MARKET'''
		+	* SABAH ELECTRICITY SDN BHD - '''NON TARGET MARKET'''
		+	* MALAYSIA AIRPORT HOLDINGS BERHAD - '''NON TARGET MARKET'''
		+	* UEM LAND BERHAD - '''NON TARGET MARKET'''
		+	* TEKUN NASIONAL - '''NON TARGET MARKET'''
		+	* LEMBAGA MUZIUM NEGERI TERENGGANU - '''NON TARGET MARKET'''
		+	* KOLEJ POLY TECH-MARA (MAY 2016) - '''NON TARGET MARKET'''
		+	* SAJ HOLDING SDN BHD (SAJ)'''NON TARGET MARKET'''
		+	* PERBADANAN BUKIT BENDERA PULAU PINANG '''NON TARGET MARKET'''
		+	* FINAS (26/7/16)'''NON TARGET MARKET'''
		+	* MIROS -Malaysian Institute of Road Safety Research (16/11/16) '''NON TARGET MARKET'''
		+	* GIAT MARA '''NON TARGET MARKET''' -22/11/2016
		+	* UNIVERSITI TENAGA NASIONAL (UNITEN) '''NON TARGET MARKET''' -09/12/2016
		+
		+	== Target Market ==
		+	# Majikan Penjara
		+	# Suruhanjaya Penggangkutan Awam Malaysia (SPAD)
		+	# Kumpulan Wang Persaraan (KWAP)
		+	# Suruhanjaya Perumahan Negara Berhad (SPNB)
		+	# Pembagunan Sumber Manusia Berhad
		+	# Yayasan Pelajaran Mara
		+	# Lembaga Pemasaran Pertanian Persekutuan ( FAMA)
		+	# MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
		+	# PLUS *(Jwtn Manager ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)*
		+
		+	== NON Target Jawatan ==
		+	#PENGAWAL KESELAMATAN/ JAGA
		+	#GURU KAFA
		+	#TUKANG MASAK
		+	#TUKANG KAYU
		+	#AHLI SUKAN
		+	#TENTERA
		+	#JURU TOL
		+	#ARTIS BUDAYA
		+	#JURU METER
		+	#GURU PENDIDIKAN BUKAN SISWAZAH
		+	#JURULATIH KESATRIA (PLKN)
		+	#TEA LADY
		+	#PEKERJA SAMBILAN
		+	#PEKERJA KONTRAK
		+	#POSMEN
		+	#POLIS BANTUAN

	* '''LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016:'''		* '''LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016:'''
	# [[Media:TM-and-NonTMkobeta-listing-NEW3.pdf]]		# [[Media:TM-and-NonTMkobeta-listing-NEW3.pdf]]
	# [[Media:TM-and-NonTMkobeta-listing-NEW3.zip]]		# [[Media:TM-and-NonTMkobeta-listing-NEW3.zip]]

Mimi at 07:55, 17 July 2020

2020-07-17T07:55:10Z

← Older revision		Revision as of 07:55, 17 July 2020
Line 9:		Line 9:
	*Min & Max tenure: '''10 years (Fix)'''		*Min & Max tenure: '''10 years (Fix)'''
	*Interest: 5.99%		*Interest: 5.99%
-	*Payout: 80% -(2 months installment) - amount di bawah:	+	*Payout: 89.7% -(2 months installment) - amount di bawah:
	# Caj Pentadbiran – RM100.		# Caj Pentadbiran – RM100.
	# Fi Masuk – RM10.		# Fi Masuk – RM10.

Mimi at 07:54, 17 July 2020

2020-07-17T07:54:26Z

← Older revision		Revision as of 07:54, 17 July 2020
Line 9:		Line 9:
	*Min & Max tenure: '''10 years (Fix)'''		*Min & Max tenure: '''10 years (Fix)'''
	*Interest: 5.99%		*Interest: 5.99%
-	*Payout: 80% -(2 months installment)	+	*Payout: 80% -(2 months installment) - amount di bawah:
-	**Details:	+	# Caj Pentadbiran – RM100.
-	# Caj Pentadbiran – RM100.	+	# Fi Masuk – RM10.
-	# Fi Masuk – RM10.	+	# Advance and MEMBER FEE 6 MONTHS - RM540 (termasuk 6 bulan pendahuluan wajib RM180).
-	# ~~Pendahuluan Yuran Bulanan Anggota~~ - RM540 (termasuk 6 bulan pendahuluan wajib RM180).	+	# Cooperative Share – RM500
-	# ~~Saham Koperasi~~ – RM500	+	# Khairat Donation – RM50
-	# ~~Sumbangan~~ Khairat – RM50	+	# Stamp Duty – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.
-	# ~~Duti Setem~~ – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.	+	# KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 8%
-	# KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 6%	+	# Sinking Fund - 2%
-	# Sinking Fund	+

	*TAT: 2-3 weeks		*TAT: 2-3 weeks

Mimi at 07:08, 17 July 2020

2020-07-17T07:08:45Z

← Older revision		Revision as of 07:08, 17 July 2020
Line 22:		Line 22:
	*TAT: 2-3 weeks		*TAT: 2-3 weeks

-	== ~~DOCUMENT~~ ==	+	== Document List ==
	Dokumen Diperlukan:		Dokumen Diperlukan:
-	*3 ~~Salinan Kad pengenalan yang disahkan~~.	+	*3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
-	*3 ~~Salinan Slip Gaji bagi 3 Bulan terkini yang disahkan~~ original.	+	*3 copies of NRIC [original certified by the employer].
-	*~~Slip Gaji asal~~ (~~CARBON ORI~~) ~~bagi pemohon bukan AG.~~	+	*BPA (2copy)
-	*~~Penyata Penyelesaian~~ / ~~Tunggakan (jika berkaitan)~~.	+	*Respective head of division/department’s confirmation and verification letter on employment status
		+	*A copy of bank passbook or statement
		+	*Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
	*'''Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.'''		*'''Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.'''
-	*~~1 Salinan Buku '''Akaun bank Rakyat~~.~~'''~~	+	*Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
-	*Surat Pengesahan Jawatan (yang Dikeluarkan oleh majikan)	+
-	*Surat Opsyen atau Surat Persaraan	+
	*Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.		*Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.
-	*Borang boleh minta daripada Pn. Asma


	== CALCULATION / REPAYMENT TABLE ==		== CALCULATION / REPAYMENT TABLE ==
-		+	Kobeta Calculation :
-	* [[Media:~~Repayment~~-~~Table~~- ~~CIMB~~.~~pdf~~]]	+	*CEF : [[Media:KOBETA-SUSB-CEF-New.zip]]

Mimi at 06:59, 17 July 2020

2020-07-17T06:59:25Z

← Older revision		Revision as of 06:59, 17 July 2020
Line 1:		Line 1:
-	== ~~Special Remarks / Update -KOBETA CIMB~~ ==	+	== Product Features ==
	We have a new Kobeta package, KOBETA-CIMB.		We have a new Kobeta package, KOBETA-CIMB.
	* MEMO KOBETA CIMB : [[Media:MEMO-DETAILS2.pdf]]		* MEMO KOBETA CIMB : [[Media:MEMO-DETAILS2.pdf]]

Mimi: /* Special Remarks / Update -KOBETA CIMB */

2019-01-14T07:48:36Z

Special Remarks / Update -KOBETA CIMB

← Older revision		Revision as of 07:48, 14 January 2019
Line 1:		Line 1:
	== Special Remarks / Update -KOBETA CIMB ==		== Special Remarks / Update -KOBETA CIMB ==
	We have a new Kobeta package, KOBETA-CIMB.		We have a new Kobeta package, KOBETA-CIMB.
-	* MEMO KOBETA CIMB : [[Media:MEMO-~~DETAILS1~~.pdf]]	+	* MEMO KOBETA CIMB : [[Media:MEMO-DETAILS2.pdf]]

	The criteria as per below:		The criteria as per below:

Mimi: /* Special Remarks / Update -KOBETA CIMB */

2018-11-21T02:26:22Z

Special Remarks / Update -KOBETA CIMB

← Older revision		Revision as of 02:26, 21 November 2018
Line 1:		Line 1:
	== Special Remarks / Update -KOBETA CIMB ==		== Special Remarks / Update -KOBETA CIMB ==
-	We have a new Kobeta package, KOBETA-CIMB~~. You have an opsyen to choose this package if you find that KOBETA-BRT is slow in reimbursement. KOBETA-CIMB can be better in reimbursing the Loan~~.	+	We have a new Kobeta package, KOBETA-CIMB.
-	* MEMO KOBETA CIMB : [[Media:MEMO-~~DETAILS~~.pdf]]	+	* MEMO KOBETA CIMB : [[Media:MEMO-DETAILS1.pdf]]

	The criteria as per below:		The criteria as per below:
Line 8:		Line 8:
	*Loan amount: 2,000 - 250,000		*Loan amount: 2,000 - 250,000
	*Min & Max tenure: '''10 years (Fix)'''		*Min & Max tenure: '''10 years (Fix)'''
-	*Interest: 5.99% ~~(Existing Customer) / 6.90% (Non Existing Customer)~~	+	*Interest: 5.99%
-	*Payout: ~~93.50~~ % -(2 months installment)	+	*Payout: 80% -(2 months installment)
	**Details:		**Details:
-	# Caj Pentadbiran – ~~RM106 (termasuk GST)~~.	+	# Caj Pentadbiran – RM100.
-	# Fi Masuk – RM10~~.60 (Termasuk GST)~~.	+	# Fi Masuk – RM10.
	# Pendahuluan Yuran Bulanan Anggota - RM540 (termasuk 6 bulan pendahuluan wajib RM180).		# Pendahuluan Yuran Bulanan Anggota - RM540 (termasuk 6 bulan pendahuluan wajib RM180).
	# Saham Koperasi – RM500		# Saham Koperasi – RM500
Line 18:		Line 18:
	# Duti Setem – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.		# Duti Setem – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.
	# KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 6%		# KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 6%
		+	# Sinking Fund
		+
	*TAT: 2-3 weeks		*TAT: 2-3 weeks

Mimi: /* Special Remarks / Update -KOBETA CIMB */

2018-07-23T01:43:28Z

Special Remarks / Update -KOBETA CIMB

← Older revision		Revision as of 01:43, 23 July 2018
Line 9:		Line 9:
	*Min & Max tenure: '''10 years (Fix)'''		*Min & Max tenure: '''10 years (Fix)'''
	*Interest: 5.99% (Existing Customer) / 6.90% (Non Existing Customer)		*Interest: 5.99% (Existing Customer) / 6.90% (Non Existing Customer)
-	*Payout: 93.50 %	+	*Payout: 93.50 % -(2 months installment)
	**Details:		**Details:
	# Caj Pentadbiran – RM106 (termasuk GST).		# Caj Pentadbiran – RM106 (termasuk GST).