Coshare (KFH)

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== Product Features == * Interest Rate: 4.99% * Payout: 100% * Tenure: Min 2 years - Max 20 years * Finance: Min RM2,000 to RM200,000 * Salary: RM1,00 and above only * Working Experience: 1 Year and above only. * Age: 19 years and above * Expired Facility: 58 years old * Eligible Criteria: Refer to our system(under Report > Department Report) for more details. * Yuran: Waived * Blacklist: RM30,000 and below(More than RM30,000 can settle if entitle) - To provide CTOS settlement statement * CCRIS: Current month not exceeding 3 MIA * Special Remarks: Deduction 75%(ada pinjaman perumahan di payslip)- Mesti attach surat dari bahagian majikan-Ag customers tak layak == Document List == # Senarai Semakan Utama # Borang CS/PGP-1 atau CS/PGP-2 # Permohonan Pembiayaan # Borang Pemberitahuan Permohonan # Borang Pemberitahuan Tawaran # Surat Agensi # Surat Makluman # Borang Pengesahan Butiran Jawatan # Arahan Penyelesaian Pembiayaan Sedia Ada # Borang AkuJanji Penentuan Had Kelayakan Pembiayaan # Borang Kebenaran Mengenakan Fi Perkhidmatan # Slip gaji sebenar yang terkini(Original & Salinan) - 1+3 Copies # Salinan Slip Gaji 2 bulan seterusnya # Salinan Kad Pengenalan/Polis # Salinan Surat Beranak(Untuk Polis Sahaja) # Bil Utiliti Asal Terkini(Bil Elektrik/Air/Tel) - Not Compulsary # Salinan Buku Bank # Penyata Penyelesaian Pinjaman Institusi Kewangan Lain # Borang Opsyen / Surat Lanjutan Perkhidmatan == Factor Coshare 4.99% - 100% == YEARS MONTH FACTOR *2 24 19.61 *3 36 28.99 *4 48 37.60 *5 60 45.51 *6 72 52.81 *7 84 59.58 *8 96 65.86 *9 108 71.71 *10 120 77.18 *11 132 82.28 *12 144 87.08 *13 156 91.58 *14 168 95.81 *15 180 99.81 *16 192 103.58 *17 204 107.15 *18 216 110.53 *19 228 113.74 *20 240 116.78 * LOAN ELIGIBLE = DEDUCTION X FACTOR * IN HAND = LOAN ELIGIBLE X 100%

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