Kobeta - Bank Rakyat-NEW

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== Product Features == * Location: Whole Malaysia * Employment Status: 6 Months and Above. * Salary: RM1500.00 and above only * Age: 19 years and above * Loan amount: 2,000 - 250,000 * Max tenure: 10 years * Interest : **Rate: 4.99% Federal AG, Polis & Existing Customer **Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO) **Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed) * TAT: 2-3 weeks * Payout: 81% * Upfront charges: ** RM1020.00 ** 2 months Installment * CTOS: Ctos below RM30K **above RM30K proceed with interest 6.99%,compulsory to settle. * Calculation Sheet: ** [[Media:kobeta-Cash-i-CEF.xls]] == Opsyen Calculation == * Expired Facility in opsyen 58 years old. ** Example : 2011 - 1965 = 46 ** Take 58 - 1 year - 46 = 11 years. ** This customer is eligible for 11 years only. == Important Notes == '''**Acc Book''' *KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat. '''**Ctos Cases''' * CTOS hit more than RM30k, TAT more than 3 weeks. * Credit card can not be more than RM30K * Housing loan can not be more than RM200K * Personal loan can not be more than RM100K, * Ctos Bank Rakyat must be settle(compulsory) * CTOS AS Gurantor – Tiada had ditentukan '''**Bankcruptcy''' * Rate :6.99% * Angkasa must be status ‘A’ active == Document List == * Application Forms : '''**pls click here to download''' - [[Media:Full-Application-Forms.pdf]] * '''**pls click here to download''' - [[Media:Full-Application-Forms1.pdf]] # Kobeta Agreement (Page 1 - 14) # BPA - 2 copy # Photocopy of IC (disahkan majikan) - ori 3 copies # Payslip original - 1 copy # Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months # Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI) # Bank Account copy (disahkan majikan) # Settlement statement (if any-exp in 1 month & above) # Opsyen Letter (if any-with cop ori majikan) # Kobeta Cash-i Checklist, pls click here to download - [[Media:Kobeta-Checklist-New.pdf]] # Agreement Kobeta Cash-i (perlu disertakan dalam borang permohonan 2set/ pls copy front back-COMPULSORY) '''**pls click here to download''' - [[Media:Agreement-Cash-i.pdf]] # New Agreement Bank Rakyat (perlu disertakan dalam borang permohonan 1set / pls copy front back-COMPULSORY) '''**pls click here to download''' - [[Media:New-Agreement.pdf]] == Target and Non-Target Market == [[Media:TM-and-NonTMkobeta-listing-NEW1.xlsx]] == Calculation Sheet & Repayment Table == [[Media:KOBETABKR-CEF81-newGST.xls]] [[Media:KOBETABKR-RT4.99.docx]] [[Media:KOBETABKR-RT5.99.docx]] [[Media:KOBETABKR-RT6.99.docx]]

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